savings

Seniors Club Savings Account Variants

Seniors Club – Regular Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and Hindu Undivided Family (HUF) customers, above age of 60 years.

Minimum Monthly Average Balance (MAB): ₹4,500

Features:

  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Debit Card.
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of a Fixed Deposit (FD). Know More
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Silver Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and HUF customers, above age of 60 years.

Minimum MAB: ₹25,000

Features:

  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Debit Card.
  • Get cash withdrawal limit of ₹50,000 per day and transaction limit of ₹100,000 per day.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of an FD. Know More
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through Real Time Gross Settlement (RTGS) and National Electronics Funds Transfer System (NEFT).
  • No charges on Demand Draft (DD)/ Pay Order (PO) up to ₹100,000 per day.
  • Free anywhere banking across all branches.
  • 15% discount on annual fee of Safe Deposit lockers.
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Gold Privilege Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and HUF customers, above age of 60 years.

Minimum MAB: ₹50,000

Features:

  • Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This complimentary benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details.
  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Gold Privilege Debit Card.
  • Get cash withdrawal limit of ₹75,000 per day and transaction limit of ₹125,000 per day.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of an FD. Know More
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through RTGS and NEFT.
  • No charges on DD/ PO up to ₹150,000 per day.
  • Free anywhere banking across all branches.
  • 20% discount on annual fee of Safe Deposit locker.
  • Waiver on Trading Account opening fee and Demat Annual Maintenance Charges (AMC) for the first year.
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Gold Plus Privilege Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and HUF customers, above the age of 57 (for defence personnel, the age criteria will be 50 years and above and they should be retired).

Minimum MAB: ₹50,000

Features:

  • Earn FD interest rate on account balance in excess of ₹75,000 through FD created in multiples of ₹25,000. Enjoy the liquidity of a Savings Account when the balance falls below ₹75,000. The FD created will be broken down in multiples of ₹5,000.
  • Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This complimentary benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details.
  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Gold Privilege Debit Card.
  • Get cash withdrawal limit of ₹75,000 per day and transaction limit of ₹125,000 per day.
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through RTGS and NEFT.
  • Free multi-city chequebook.
  • No charges on DD/ PO up to ₹150,000 per day.
  • Free anywhere banking across all branches.
  • 20% discount on annual fee of Safe Deposit locker.
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Click here for terms and conditions of Gold Plus Privilege Savings Account.

Seniors Club – Titanium Privilege Savings Account


Eligibility Criteria: The account is available for Resident Individual (sole or joint account), Foreign National and HUF customers, above age of 60 years.

Minimum MAB: ₹125,000

Features:

  • Hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This complimentary benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details
  • Dedicated Branch Relationship Manager to address banking and investment needs
  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue
  • Exciting discount offers and Visa privileges on Titanium Privilege Debit Card.
  • Get cash withdrawal limit of ₹100,000 per day and transaction limit of ₹150,000 per day
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of a Fixed Deposit Know More
  • Free unlimited access to ATMs of all banks
  • Free unlimited cash transactions at branch
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility
  • Free online transactions through RTGS and NEFT
  • Free multi-city chequebook
  • Complete waiver on DD/ PO charges
  • Free anywhere banking across all branches
  • 40% discount on annual fee of Safe Deposit locker
  • Waiver on Trading Account opening fee and Demat AMC for the first year
  • Facility to invest in Senior Citizens Savings Schemes with assured returns and tax benefit under Section 80C
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Retire Plus Gold Savings Account


Eligibility Criteria:

  • Account can be opened by all those who are of age 55 years and above.
  • All those who have opted for voluntary retirement or are retired defence personnel with age 50 years and above are also eligible for this account
  • Senior Citizen benefits such as Higher FD rates and investment in Senior Citizen Savings Scheme is available only after attaining 60 years of age.

Minimum MAB: No commitment required on account balance maintenance, provided you do a minimum investment of ₹10 lakh. Investment can be made in Senior Citizen Savings Scheme, FD, MF, Equity and Annuities.

Features:

  • Complimentary hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details.
  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Freedom from account balance maintenance on doing investments
  • Exciting discount offers and Visa privileges on Gold Privilege Debit Card.
  • Get cash withdrawal limit of ₹75,000 per day and transaction limit of ₹125,000 per day.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of an FD. Know More
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through RTGS and NEFT.
  • No charges on DD/ PO up to ₹150,000 per day.
  • Free anywhere banking across all branches.
  • 20% discount on annual fee of Safe Deposit locker.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Retire Plus Titanium Savings Account


Eligibility Criteria:

  • Account can be opened by all those who are of age 55 years and above.
  • All those who have opted for voluntary retirement or are retired defence personnel with age 50 years and above are also eligible for this account
  • Senior Citizen benefits such as Higher FD rates and investment in Senior Citizen Savings Scheme is available only after attaining 60 years of age.

Minimum MAB: No commitment required on account balance maintenance, provided you do a minimum investment of ₹20 lakh. Investment can be made in Senior Citizen Savings Scheme, FD, MF, Equity and Annuities.

Features:

  • Complimentary hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details.
  • Dedicated Branch Relationship Manager to address banking and investment needs.
  • Freedom from account balance maintenance on doing investments.
  • Exclusive Concierge Services catering to your needs across dining, travel, medical, events, shopping, fitness and lifestyle.
  • With a dedicated Senior Citizen Desk at branches, there’s no need to wait in a queue.
  • Exciting discount offers and Visa privileges on Titanium Privilege Debit Card.
  • Get cash withdrawal limit of ₹100,000 per day and transaction limit of ₹150,000 per day.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of a Fixed Deposit. Know More
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through RTGS and NEFT.
  • Free multi-city chequebook.
  • Complete waiver on DD/ PO charges.
  • Free anywhere banking across all branches.
  • 40% discount on annual fee of Safe Deposit locker.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Seniors Club – Retire Plus Wealth Savings Account


Eligibility Criteria:

  • Account can be opened by all those who are of age 55 years and above.
  • All those who have opted for voluntary retirement or are retired defence personnel with age 50 years and above are also eligible for this account
  • Senior Citizen benefits such as Higher FD rates and investment in Senior Citizen Savings Scheme is available only after attaining 60 years of age.

Minimum MAB: No commitment required on account balance maintenance, provided you do a minimum investment of ₹30 lakh. Investment can be made in Senior Citizen Savings Scheme, FD, MF, Equity and Annuities.

Features:

  • Complimentary hospitalization allowance up to ₹30,000 – get hospital cash benefit up to ₹1,000 per day for a maximum period of 30 days. This benefit is available for customers up to age of 65 years and is valid for 1 year only. Click here for more details.
  • Dedicated Relationship Manager supported by a team of experts on Loans, Investments, Property, Personal Banking and Business Banking.
  • Freedom from account balance maintenance on doing investments.
  • Exclusive Concierge Services catering to your needs across dining, travel, medical, events, shopping, fitness and lifestyle.
  • Complimentary and personalised International Debit Card.
  • Air accident insurance of ₹20 Lakh, personal accident insurance of ₹10 Lakh and purchase protection of ₹2.5 Lakh.
  • Get cash withdrawal limit of ₹1 lakh per day and transaction limit of ₹2 lakh per day.
  • Maximum 2 free access per Quarter per Card at the participating Airport lounges.
  • The Money Multiplier facility provides the liquidity of a Savings Account along with the high earnings of a Fixed Deposit. Know More
  • Free unlimited access to ATMs of all banks.
  • Free unlimited cash transactions at branch.
  • Free value-added services like SMS alerts, monthly e-mail statements and passbook facility.
  • Free online transactions through RTGS and NEFT.
  • Free multi-city chequebook.
  • iMobile app with Insta SIP and Money Coach features that understand your risk profile and assist in real-time portfolio re-balancing.
  • Complete waiver on DD/ PO charges.
  • Dedicated Customer Care helpline.
  • Online Chat and Click to Call facility for faster resolution
  • Free anywhere banking across all branches.
  • 45% discount on annual fee of Safe Deposit locker.
  • Get complimentary personal accident insurance protection and purchase protection cover on your Savings Account. To know more, click here

Savings Account portability


You can request for transfer of your Savings Account from one branch of ICICI Bank to another through Internet Banking or our Customer Care. Alternatively, you can submit a written request at the nearest ICICI Bank branch.

The account will be transferred within 2 working days without:

  • Suspending the account operations
  • Change in the account number
  • Surrender of Debit Card or cheque book.

Nomination facility


  • You can nominate a person as beneficiary to your account proceeds.
  • Nomination facility available for bank deposits.
  • There can be only one Nominee for a deposit account whether held singly or jointly.
  • A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
  • Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
  • The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
  • For details, visit the nearest branch.

Scroll to top

arrow