Debit Card benefits

  • Get a Platinum Debit Card and earn reward points on spends
  • All your Platinum Debit Card benefits will now be safely available on your iMobile Pay, using the Virtual Debit Card facility

We have attractive offers

  • Enjoy exciting offers on Amazon, Flipkart, Bigbasket, Swiggy, Eros Now, PharmEasy and more brands**

Secure Internet and Mobile Banking

  • Complete your verification through a Video KYC and get a full-fledged Digital Account
  • Get 24X7 access to banking services, with the iMobile Pay app

Open Account Instantly

Open a Savings Account, instantly, using your Aadhaar Card.


Open your Insta Save Account instantly online

Enjoy 5 Free ATM Withdrawals At Any Banks’ ATM Every Month

Get Air Accident Insurance Of Rs 50,000 With Insta Save Accounts

Get a Platinum Debit Card and earn reward points on spends

All your Platinum Debit Card benefits now safely available on your iMobile using the Virtual Debit Card facility

Experience 24*7 banking access with the best mobile banking app in India, iMobile* and Internet Banking services

Exciting offers on restaurants near you; online shopping – electronics, groceries, apparels and accessories; travel and much more with Insta Save Accounts

Get purchase protection of Rs 50,000 for goods purchased using ICICI Bank Debit Card from theft, fire or loss in transit till 90 days from the date of purchase

Get free monthly email statements

Enjoy debit card offers and much more with Insta Save Accounts

Complete your verification through Video KYC and get a full-fledged Digital Account

Issue Cheque Book on request

*Opening of Insta Save Account in 4 minutes is contingent upon the Customer keeping all relevant and necessary documents handy, and is subject to any delays/failures caused due to technical/operational reasons, the Customer meeting the eligibility criteria, as stipulated by these terms and conditions, and/ or any other factor beyond the control of ICICI Bank.

**Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party products, goods, services and offers. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/services of a third party.

Available For
Individual Customers
Above 18 years

How to open Instant Savings Account (Insta Save Account)?

Enter your mobile number, email ID & PAN

Authenticate your Aadhar details with the OTP on your registered mobile number

Accept the terms & conditions

Complete your Video KYC* as a final step and enjoy benefits of your fully fledged digital savings account!

Congratulations! Your ICICI Bank Account is now opened. Activate your iMobile app and make e-commerce payments using your instant virtual debit card.


Journey could not be completed? Click here to start from where you left .


*Your account is opened but there will be restrictions on debit transactions. Complete your video KYC and remove the restrictions. Restrictions will be removed within 4-6 working hours after you have successfully completed your video KYC, subject to successful verification. In case you couldn’t complete video KYC while account opening, click here to complete video KYC within 72 hours of account opening.


Click Here to know more about service charges.

Video KYC

  • Applicable only for Resident Indian individuals
  • Physical PAN card to be handy
  • Blank white paper with black/blue pen
  • Ample light and clear background
  • Stable network connection

Insta Save Variants


 Insta Save Account
Monthly Average Balance Rs. 10,000/-
ATM 5 free ATM withdrawals at any banks’ ATM every month
Debit Card* Smart Shopper Silver Debit Card with exciting offers and Visa Privileges
Reward points 1 PAYBACK Point from ICICI Bank Rewards, on every Rs 200 spent using your ICICI Bank Smart Shopper Silver Debit Card
  *Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to periodic revision.

Click here to know more about Terms and Conditions

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