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Gold Plus Savings Account

With Gold Plus Savings Account with Quantum Optima facility enjoy the dual benefit of liquidity of savings account and interest rate of Fixed Deposit (FD).


  • Quantum Optima facility:
    • Auto sweep-out facility ensures you to earn higher interest rate by moving extra amount beyond the threshold limit from your savings account to fixed deposit.
      Idle amount in your savings account above the threshold limit of Rs. 75,000 moves automatically into fixed deposit in multiples of Rs. 25,000. Minimum amount for a fixed deposit is Rs. 25,000.
    • Auto sweep-in facility helps you to enjoy liquidity in your savings account while earning high returns with fixed deposit.
      In case, savings account balance goes below Rs. 75,000, FD created through sweep-out facility will be broken down in units of Rs. 5,000 thereby minimising interest loss.
  • Exclusive privilege banking zones and priority service at all ICICI Bank branches and through our Customer Care
  • Free Gold Privilege Debit Card having higher withdrawal and spend limit with exciting offers and Visa privileges
  • Unlimited cash withdrawal transactions at any bank’s ATM, free of charge
  • 20% discount on annual locker rentals
  • Free anywhere banking
  • Minimum Monthly Average Balance (MAB) is Rs. 50,000.

Additional Features

Anywhere Banking

  • Pay bills from the comfort of your home or office with our Bill Pay facility. To know more, click here
  • manned Phone Banking
  • Our Customer Care is always available to answer any query or take your instructions. For Customer Care numbers, please click here
  • Free multi-city chequebook
  • Free passbook facility for account holders (individuals)
  • Free email Statement facility

Nomination Facility

You may nominate a person as beneficiary to your account proceeds

  • Nomination facility available for bank deposits
  • There can be only one Nominee for a deposit account whether held singly or jointly
  • A person legally empowered to operate a minor's account can file a nomination on behalf of the minor
  • Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985
  • The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985
  • For more details approach your bank

Savings Account Portability

You may request for transfer of your Savings Account from one branch to another branch of ICICI Bank by giving a written request at the branch or by calling the Customer Care OR placing a request through internet banking. The account will be transferred within 2 working days without:

  • suspending the account operations
  • change in account number
  • surrender of debit card, cheque book