Advantages to Employees

Your employees automatically become ICICI Bank Salary Account holders with special benefits and privileges and receive instant salary credit. The benefits include:

Zero balance Salary Account

Zero Balance Salary Account No worries of maintaining minimum balance in the account.

Welcome Kit

Just fill up a form and get your Cheque Book and Debit Card issued immediately.

International Debit Card

  1. No annual fees on Debit Card
  2. Higher cash withdrawal and spend limit per day. This limit can be reduced or increased based on your needs
  3. Zero liability protect on your Debit Card - lost card liability up to 2 lakh
  4. Debit card enabled for international online purchases

Money Multiplier

Earn more by moving your idle money into high interest Savings Account. Combine the liquidity of a Savings Account with the earnings of a Fixed Deposit Account. Know more.

Internet Banking

Carry out a range of transactions online with our free best in class internet banking service with the most comprehensive suite of products and services in the industry.


Just log in with your User ID and password and experience hassle-free banking. Know more.

Online Funds Transfer

No need for cash withdrawals and cheque deposits. We give your employees the facility to transfer funds online from any part of the world.

Mobile Banking**

Transfer funds, pay bills, buy movie tickets and more on the move using your mobile phone. Know more.


Check out the iMobile App that lets you carry your bank with you.

Public Provident Fund (PPF)

Only private sector bank to offer a PPF account, a safe investment giving attractive returns with added advantage of tax benefit under section 80C.

National Pension Scheme

ICICI Bank is also registered with PFRDA to offer NPS (National Pension Scheme) services to individual. The  Employee can claim tax benefits for the amount contributed towards pension under section 80CCD(1) with overall limit of 1 Lakh.

Pension Account

Zero Balance Pension Account for receiving pension post retirement. ICICI Bank is a disbursing agency for Civil Central Government, Defence and EPFO pensions.


Civil Central Government and Defence Pensioners can now generate Digital Life Certificate by registering themselves on the Jeevan Pramaan website. For more details and to register, visit


Pensioners are requested to update their Aadhaar number in their ICICI Bank Pension Account.

Family Plus Account

Zero Balance savings account (Family Plus Account) for parents, spouse and children.

Phone Banking**

Manage transactions easily simply by calling our Customer Care Centres, from the comfort of your home!


Avail of a number of benefits on some of the most popular loans:

    • Personal Loans*

As a special offering, our Salary Account customers would be extended personal loans.

    • Home Loans*

Home Loans from ICICI Bank comes to you with attractive interest rates and personalised service from the comfort of your home.

    • Car Loans*

Car Loans from ICICI Bank come to you with instant approval, hassle-free documentation and competitive interest rates.

    • Two Wheeler Loans*

Two-Wheeler loans from ICICI Bank come to you at attractive interest rates coupled with a flexible financing option.

    • Loans Against Securities**

ICICI Bank will advance loans to Salary Account holders against securities and mutual funds owned by them.

Investment Services

Salary Account Holders can:

  • Transact in shares instantly and safely through Demat
  • Invest in Government bonds, mutual funds, foreign exchange and insurance products


* Conditions apply

** Available in select cities only