Apply Online
Apna Savings Account
Open your apna savings account now and get exciting benefits
Features
The Rural Savings Account will be available through Business Correspondents.
The account is zero balance with no initial deposit.
The Customer is provided with an E-passbook.
All transactions in the accounts are done only after a biometric authentication.
Nomination facility is available.
Interest is payable on quarterly basis.
The account is available only for:
- Only for Resident Indians. NRIs and foreign nationals are not eligible for this Account.
- Individuals residing in rural areas.
- Can be opened at Business Correspondent point by providing eKYC(UID/VID) through biometric based authentication.
Applicants must satisfy the following documentation requirements:
- Identity proof.
- Proof of communication address.
| Identity Proof (Any one of the following) | Proof of communication address (Any one of the following) |
|---|---|
| Original letter of introduction from existing bank along with KYC cheque of the same Bank | Introduction by an existing and satisfactory customer as address proof |
| Driving License – Book type or laminated & embossed | Latest Electricity Bill |
| Voter Identity Card with KYC cheque for operating accounts. Cash can be accepted for Term deposits. | Certificate from the postal office confirming address of applicant |
| Employee Identity Card | Original Letter from Employer certifying the residential address of applicant. Signature of the employee has to be attested on the letter. |
| PAN Card | Telephone bills from any telephone service providers and mobile service providers (KYC cheque mandatory for mobile service providers) |
| Defence Dependent's card | Consumer gas connection card/book/Pipe Gas bill (same as electricity bill) |
| Ex-Service Man Card | Certificate from the ward/equivalent rank officer, maintaining election roll, certifying address of the applicant |
| Bar Council/Indian Medical Association Card/Senior Citizen Card | Registered and valid Lease/ Leave agreement with copies of utility bills |
| PIO Booklet for returning NRIs | Post Office Savings Pass Book with KYC cheque |
| MAPIN card | Statement of account or Pass Book of a scheduled commercial bank with entries of at least last 3 months alongwith KYC cheque |
| Premium Receipt from any life insurance company | |
| Certificate by Village Extension Officer (VEO)/Village Head or equal rank officers | |
| Domicile Certificate with communication address and photograph | |
| Accepted as both Identity and Address proof (Any one of the following) |
|
| Passport | |
| Arms License issued by State/Central Government of India authorities | |
| Freedom fighter's pass issued by Ministry of Home affairs, Government of India with photograph of applicant | |
| Pension payment order/book/Card issued by State/Central Government of India. | |
| Printed Ration Card with Photograph of applicant. | |
| House hold Card with photograph issued by Govt of Andhra Pradesh | |
| ID card with photograph issued by Govt of Jammu and Kashmir | |
| Bank Pass Book with photograph issued by SBI and its subsidiaries or Nationalised Banks | |
| Photo Social Security Card (Smart Card) issued by Central/State Govts or Union territories. | |
| Certificate by Village Extension Officer (VEO)/Village Head or equal rank officers (with Photograph) | |
| Certificate by Affiliate (Business Correspondent) | |
Nomination Facility
- Nomination facility available for bank deposits.
- There can be only one Nominee for a deposit account whether held singly or jointly.
- A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
- Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
- The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
- For more details approach your bank
Rural Saving Account Features FAQs
What is the minimum balance required to be maintained for an ICICI Bank Rural Savings Account?
Rural Savings Account is a Zero balance account and hence there is no minimum balance requirement.
How do I approach ICICI Bank to open a Rural Savings Account?
can approach us through your local Business Correspondent.
How can I change the nominee(s) for my ICICI Bank Rural Savings Account?
You can change the nominee(s) by making a declaration to that effect, in the appropriate form, which is available with the Business Correspondent.
