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| The ONE Product Benefit | Cost in Rs. | Assumptions | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Offers | |||||||||||||
| Big Basket offer | 6000 | 15% or Maximum of Rs. 500 instant discount on a minimum purchase of Rs.1000 & above | |||||||||||
| Amazon Prime offer* | 999 | Customer has to spend Rs. 15000 via The ONE Savings Account Debit Card at Merchant outlets or e-commerce purchase. | |||||||||||
| Zomato Pro offer* | 800 | Avail Zomato Pro membershipfor 1 year on maintenance of required Monthly Average Balance for 3 subsequent months from the month of account opening will be considered for Monthly Average Balance. and one UPI transaction. T&C Apply The ONE salary customers, Zomato Pro Membership offer will be available on successful Net salary credit of of Rs. 100,000 and above for three months consecutively from month of account opening and one UPI transaction. T&C Apply |
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| Everyday delights | 7500 | Exclusive offers from Top Brands on daily basis. Click here to know more | |||||||||||
| Culinary treats | 9000 | Culinary treats: Enjoy minimum 15%* discount at select partner restaurants in India. This benefit is available on both the debit and the credit card in India. The illustration is basis assumptions of a 15% discount on a monthly spend of Rs 4500 at a select partner restaurant. | |||||||||||
| Benefits on Investment | |||||||||||||
| Joining fee waiver on Trading Account* | 975 | 100% fee waiver on opening Trading Account. T&C Apply | |||||||||||
| First year AMC waiver on Demat Account* | 700 | Zero Annual Maintenance Charges (AMC) on Demat Account for the first year. T&C Apply | |||||||||||
| Brokerage benefit* | 22500 | Account Opening Cheque (AOC) of Rs 25 lakh and above. T&C apply. | |||||||||||
| Complimentary Insurance | |||||||||||||
| Purchase protection. T&C Apply | 500 | 1. Cover against Standard Fire and Allied perils and Burglary in residential premises only 2. Cover valid for purchases on respective ICICI Bank Debit Card only 3. Valid for 90 days from the date of purchase |
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| Personal accident insurance (Air). T&C Apply | 2000 | For Air Accident, Ticket should have been bought from the Debit Card linked to Savings Account only & customer should maintain minimum Monthly Average Balance is maintained in any one of the preceding two months prior to the month of claim. | |||||||||||
| Personal accident insurance (Non-Air). T&C Apply | 1000 | Cover is now valid on savings account if minimum Monthly Average Balance is maintained in any one of the preceding two months prior to the month of claim. | |||||||||||
| Waiver Banking Benefits | |||||||||||||
| Up to 40% discount on locker rental* | 2000 | Assuming account rent of Rs. 5000 per annum | |||||||||||
| Unlimited free cash withdrawals at any bank’s ATM | 720 | Usage of 3 Free ATM Transactions Monthly which would have cost Rs 20 per transaction (this will be over and above the mandatory transactions stipulated by the regulator). Savings of Rs. 60 per month | |||||||||||
| DD drawn on ICICI Bank by cheque/ fund transfer | 900 | Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 | |||||||||||
| Cheque Book charges | 240 | Nil for 20 payable-at-par cheque leaves in a quarter; Rs. 20 for every additional cheque book of 10 leaves |
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| Free anywhere cash deposit and withdrawal | 2400 | No Fees levied for Cash Transactions up to Rs 7 transactions up to Rs 7 lakhs, whichever is earlier per Month, assuming a cash transaction of Rs. 4 lakh at a fee of Rs 5 per Rs 1000. Savings of Rs. 200 per month | |||||||||||
| Debit card joining fee | 150 | Debit Card Fees for first Account Holder | |||||||||||
| Processing Fee waiver on Loan Benefits | |||||||||||||
| Auto Loan* | 3500 | 0.5% off on Processing Fee (PF) for a Car Loan of Rs 10 lakh - Rs 20 lakh. PF is Rs 7,000 | |||||||||||
| Personal Loan* | 1000 | 0.2% off on Processing Fee (PF) on a loan of Rs 500,000. | |||||||||||
| Home Loan* | 5000 | 0.5% off on Processing Fee (PF) for Home Loan. For Home Loan of Rs 50 lakh, PF is Rs 10,000. | |||||||||||
| TOTAL | 67884 | ||||||||||||
Benefits worth Rs. 60K & more
