Privilege Account Services

Opt for a Gold or Titanium Privilege Senior Citizen Account for exclusive offers and benefits. For more information on our Privilege Banking Accounts, Click here.

Benefits for Gold Privilege Senior Citizen Account Holders

 

International Gold Debit Card

Get a special Debit Card with a high withdrawal and spend limit of Rs. 75, 000 and Rs. 1, 25, 000 respectively. Also enjoy unlimited non-ICICI Bank ATM usage.

 

Priority Services

Don’t wait in those long queues when you are at an ICICI Bank branch or when using Phone Banking

 

Waivers

Get complete waivers on DD/ PO  up to Rs. 1, 50, 000/ day and Anywhere Banking charges across all ICICI Bank branches.

 

Preferential Rate

Enjoy preferential rates on ICICI Bank loans, Pure Gold, Foreign Exchange, DD/ PO charges as well as a 20% discount on the annual fee for safety deposits and lockers. What’s more? All this clubbed with special asset deals from time to time.

 

Minimum Balance Requirement

Minimum Monthly Average Balance (MAB) [in INR]Charge for Non-maintenance of MAB [in INR]
50,000 100*/ month if 25, 000 < MAB < 50, 000
175*/ month if 10, 000 < MAB < 25, 000
250*/ month if 5, 000 < MAB < 10, 000
350*/ month if MAB < 5, 000

 

*Waiver of non-maintenance of MAB charges subject to FD of a minimum Rs. 2.5 Lac in the same CUST ID

 

For more information on our Privilege Banking Accounts, Click here.

Benefits for Titanium Privilege Senior Citizen Account Holders

 

International Titanium Debit Card

Get a special Debit Card with a high withdrawal and spend limit absolutely free! Watch your shopping get even more enjoyable with a handy Card and free access to any ATM across the country.

 

Dedicated Branch Relationship Manager

Have your queries answered with a Branch Relationship Manager always available at your service.

 

Waivers

Get complete waivers on DD/ PO and Anywhere Banking charges across all ICICI Bank branches.

 

Multicity Cheque Book

Expand your outreach with a cheque book that allows you to withdraw funds as well as make payments to people based in other cities and towns. You can also opt for free monthly email statements and keep a track of your savings.

 

Preferential Rate

Enjoy preferential rates on ICICI Bank loans, Pure Gold, Foreign Exchange, DD/ PO charges as well as a 40% discount on the annual fee for safety deposits and lockers. All this clubbed with special asset deals from time to time.

 

Minimum Balance Requirement

Minimum Monthly Average Balance (MAB) [in INR] Charge for Non-maintenance of MAB [in INR]
50, 000 50*/ month if 50, 000 = < MAB < 1, 25, 000
100*/ month if 25, 000 = < MAB < 50, 000
175*/ month if 10, 000 = < MAB < 25, 000
250*/ month if 5, 000 =< MAB < 10, 000
350*/ month if MAB < 5, 000

 

*Waiver of non-maintenance of MAB charges subject to FD of a minimum Rs. 2.5 Lac in the same CUST ID

 

For existing or upgraded Titanium Privilege Senior Citizen Account, on or before November 30, 2012, a Total Relationship Value (TRV#) of at least 5 Lac must be maintained along with a minimum Monthly Average Balance (MAB) requirement of Rs. 75,000. Non-maintenance of the required MAB in any month attracts a charge as per the following guidelines:

 

Charge for Non-maintenance of MAB [in INR]
50*/ month if 50, 000 = < MAB < 75, 000
100*/ month if 25, 000 = < MAB < 50, 000
175*/ month if 10, 000 = < MAB < 25, 000
250*/ month if 5, 000 =< MAB < 10, 000
350*/ month if MAB < 5, 000

 

*Waiver of non-maintenance of MAB charges subject to FD of a minimum Rs. 3.75 Lac in the same CUST ID

 

#TRV consists of the following products either singly or jointly with ICICI Bank:

  • Balances in bank accounts
  • Fixed Deposits
  • Mutual Funds
  • Bonds / Small Savings
  • Investment portion of Life Insurance policies
  • Alternative Products (Real Estate Funds, Private Equity Funds, Structured Products)