savings

iWish Creation

There's no better joy than finally achieving something you’ve wanted for a long time. Whether it’s a trip to the Bahamas or just buying a new laptop, all you need to do is create a iWish, start saving for it and have fun along the way.

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It’s quick and simple to get started:

  • Set an iWish and a timeframe to achieve it. Calculate now
  • Start saving with just Rs. 500 & earn better rates. Check interest rates
  • Choose to save any amount anytime & track your progress.

Here is a step by step guide to get you started:

1. Login

Before you start, you will be asked to log in with your ICICI Bank Internet Banking User ID and Password. You can go to ‘Exclusive Offerings’ and further click on iWish Flexible RD.

 

2. Enter details

Name your iWish, enter your target amount, date as well as the initial deposit. The first deposit can be as small as Rs. 50. You can also choose to auto-contribute a fixed amount from your Savings Account every month.

 

 

3. Create an iWish

Finally, click on ‘Create iWish’. Congratulations! You have successfully taken the first step towards achieving your wish. Your iWish will be activated instantly. You can transfer funds to your iWish as soon as it is activated.

 

Managing your iWish

 Once you are all set with your iWish, you can track, modify and add funds to your iWish by simply visiting iWish again.

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Quick facts:

  • You can save for more than one iWish
  • You can modify your iWish name, category, etc. later
  • You can set up standing instructions.

Here is a step by step guide to manage your iWish:

1. Get iWish summary

Once you have created your iWish, you can view it in the Ongoing tab in iWish. Click on an iWish to select it. You can add funds by clicking on 'Fund Now'. Similarly, you can click on Actions to view transactions and close the iWish.

 

 

 

2. Funding an iWish

Click on ‘Fund Now’ to fund your selected iWish. You can add funds to goals through any Savings Account linked to your ICICI Bank Internet Banking User ID. You can choose the way you add funds to your iWish by setting up automatic payments.

 

 Funding Confirmation screen

 

3. Viewing the Transaction Details 

Click on Actions to view the last 5 transactions. You can also view or download all the transactions for a specific time period as per your need.

 

 Last 5 transactions

Download Transaction Statement

4. Enable/ Disable Auto Debit

You can choose to enable or disable Auto Debit for your iWish from your bank account. Click on the Edit option to activate or deactivate auto debit.

 

 

 5. Closing an iWish

You can close your iWish by clicking on Actions and choosing the option to close iWish.

 

 

Customer Reviews

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by Anil Shinde on Jul 12, 2019

Good scheme

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