|What is it?||One time fixed
|Regular but compulsory
investment in small amounts
|Regular investment with
flexibility to save large or small
amount as per availability
|Do I save for a goal?|
|Can I track my progress?|
|Next Deposit amount||Not allowed||Multiples of 100||Any Amount|
|Next deposit date||NA||Fixed date
|Penalty for not depositing
|Number of deposits
allowed every month
|NA||One on a fixed
|Duration||7 days - 10 years||6 months - 10 years||6 months - 10 years|
|Interest rates*||4.00% - 6.90%||6.25% - 6.90%||6.25% - 6.90%|
|Difference in Interest
|For a particular tenure, interest rate is same in all three products.|
|Can I save for multiple
|Can I share my goal with
my family & friends
|Is sharing compulsory?||NA||NA|
|Can my friends
also pool in?
Forgot Password? Get User ID?
How Can We Help You?
Find relevant answers to most of your queries here.
Submit your request/query.
Check FAQs, raise Service Request, share compliments or raise complaints
Locate our branches and ATMs.
Compare FD Vs RD Vs iWish
What makes iWish smarter than a Regular Fixed Deposit and Recurring Deposit?
*Subject to revision without further notice. Click here for the updated rates.
Explore the power of simpler and smarter banking. Bank online with over 250 services
Bank on the go with our Mobile Banking services. Download app or use SMS
Pockets by ICICI Bank
VISA powered Universal payment wallet. Download today
Bank 24/7 through a widespread network of over 4,850 branches and 13,722 ATMs