|What is it?||One time fixed
|Regular but compulsory
investment in small amounts
|Regular investment with
flexibility to save large or small
amount as per availability
|Do I save for a goal?|
|Can I track my progress?|
|Next Deposit amount||Not allowed||Multiples of 100||Any Amount|
|Next deposit date||NA||Fixed date
|Penalty for not depositing
|Number of deposits
allowed every month
|NA||One on a fixed
|Duration||7 days - 10 years||6 months - 10 years||6 months - 10 years|
|Interest rates*||4.00% - 7.75%||6.75% - 7.75%||6.75% - 7.75%|
|Difference in Interest
|For a particular tenure, interest rate is same in all three products.|
|Can I save for multiple
|Can I share my goal with
my family & friends
|Is sharing compulsory?||NA||NA|
|Can my friends
also pool in?
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What makes iWish smarter than a Regular Fixed Deposit and Recurring Deposit?
*Subject to revision without further notice. Click here for the updated rates.
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