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iWish Goal Based Savings Interest Rates

Tenure Wise iWish Goal Based Savings Interest Rates

Tenure / Maturity PeriodRates of Interest# (% p.a.) w.e.f May 21, 2022
GeneralSenior Citizen
6 months 3.50% 4.00%
7 months - 9 months 4.40% 4.90%
10 months - 11 months 4.50% 5.00%
12 months only 5.10% 5.60%
13 months < 18 months 5.10% 5.60%
18 months - 24 months 5.10% 5.60%
25 months - 3 years 5.40% 5.90%
37 months - 5 years 5.60% 6.10%
5 year 1 day - 10 years 5.75% 6.50%
 
*Subject to revision without further notice.

iWish Goal Based Savings Interest Rates on Premature withdrawal

  • Interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank.
  • Penalty will be levied on the rate applicable as per the table below
Original Tenure of DepositPenal Rates*
Less than  5.0 crore 5.0 crore & above
Less than 1 year 0.50% 0.50%
1 year & above but less than 5 years 1.00% 1.00%
5 years and above 1.00% 1.50%
 
*Subject to revision without further notice.
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