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iWish Flexible Recurring Deposit Interest Rates

Tenure Wise iWish Recurring Deposit Interest Rates

Tenure / Maturity PeriodRates of Interest# (% p.a.) w.e.f October 21, 2020
GeneralSenior Citizen
6 months 3.50 4.00
7 months - 9 months 4.40 4.90
10 months - 11 months 4.40 4.90
12 months only 4.90 5.40
13 months < 18 months 4.90 5.40
18 months - 24 months 5.00 5.50
25 months - 3 years 5.15 5.65
37 months - 5 years 5.35 5.85
 
*Subject to revision without further notice.

iWish RD Interest Rates on Premature withdrawal

  • Interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank.
  • Penalty will be levied on the rate applicable as per the table below
Original Tenure of DepositPenal Rates*
Less than ₹ 5.0 crore₹ 5.0 crore & above
Less than 1 year 0.50% 0.50%
1 year & above but less than 5 years 1.00% 1.00%
5 years and above 1.00% 1.50%
 
*Subject to revision without further notice.
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