iWish Goal Based Savings is a unique deposit which allows you to create goals to save for specific wishes. These goals are flexible Recurring Deposits with the added benefit of contributing any amount, at any point of time. You earn better interest rates on your Recurring Deposit just like a Fixed Deposit. For the rate of interest, click here.

iWish is a unique flexible Recurring Deposit which allows you to create goals to save for specific wishes.

You get added benefit of contributing any amount, at any point of time. You earn better interest rates on your Recurring Deposit just like a Fixed Deposit. To know the existing iWish interest rates, click here.

You can add money in your iWish Account through iMobile app and Internet Banking:

iMobile app:

• Log in to iMobile app
• Select iWish Goal Based Savings in Accounts & Deposits
• Select the iWish Account you wish to fund
• Click on Fund Now to transfer funds immediately or click on Set Standing Instruction to set up and fund regularly.

Internet Banking:

• Log in to Internet Banking
• Select Exclusive Offerings tab
• Open your iWish dashboard
• Click on Fund Now for the iWish you want to fund.

You can also enable auto debit to set up Standing Instruction for the iWish of your choice.

To know the existing iWish interest rates, click here.

To open iWish, click here.

You can withdraw money mid way (premature) from iWish by closing your goal.

However in that case, you will earn interest at the rate corresponding to the period the goal is held with the bank and the applicable penalty will be charged for premature closure of goal. If an iWish Account is prematurely closed, then the interest on it will be earned for the period it is held with the bank minus the premature closure charges of 0.5% if original tenure is less than 1 year and 1% for more than 1 year.