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Family 360° Banking
Complete banking solutions for your personal, business and family needs
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Programme benefits
Benefits for you
Benefits for your family
Benefits for your business
Benefits on loans
Benefits on investment
Rewarding benefits for you
- Flexibility to maintain account balance across Personal, Business & Family Accounts
- Special rates on remittance
- Premium Credit Cards, Travel Cards & Debit Cards
- Complimentary accident insurance up to Rs. 40 lakhs.
Unmatched benefits for your family
- Programme benefits extended to family members
- Savings Account with Debit Card & chequebook for minors
- Campus Power Savings Account for higher education needs
- Golden Years solutions for senior citizens with priority assistance through Doorstep Banking & dedicated Senior Citizen Desk.
Best-in-class benefits for your business
- No Minimum Balance required if Total Relationship Value is maintained
- Pricing benefits by grouping your Family, Personal & Business Accounts
- View & transact through all your linked Current Accounts on Corporate Internet Banking
- Easy pooling of funds between Current Account & Savings Account
- Switch between your Personal and Business Internet Banking platforms
- Single Current Account for domestic & international transactions
- Complimentary Gold Business Debit Card.
Exceptional benefits on loans
- Home Loan & Car Loan with discounted processing fees
- Education Loan for India and overseas at attractive Interest Rates.
Special benefits on investments
- No account opening charges & waiver of Annual Maintenance Charges in the first year for Demat Account
- Mutual Fund investments across all 32 AMCs
- Golden Years FD for senior citizens with higher rate of return
- Government-backed Senior Citizen Savings Scheme (SCSS).
Premium Card Benefits
Sapphiro Credit Card
Joining fee: 6,500 + GST
Annual fee: 3,500 + GST
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Joining benefits up
to Rs 9,000
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Reward Points on International
and Domestic spends
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4 complimentary Domestic and 2
International Lounge visits per quarter
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Complimentary membership to DreamFolks
Membership Programme
Amazon Pay Credit Card
Joining fee: NIL
Annual fee: NIL
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No Limit & Expiry Date on the
rewards earned using the Card
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Rewards earned can be used to make
purchases from Amazon Pay partner merchants
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No cost EMI for 3 & 6 month EMI
options on Amazon.in
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1 Reward Point + Re 1 automatically
credited as Amazon Pay Balance
Titanium Debit Card
Joining fee: NIL
Annual fee: NIL
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Domestic Cash Withdrawal
limit: Rs 100,000
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Domestic Transaction limit:
Rs 500,000 (POS or E-Com)
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Zero Surcharge on Fuel
Purchases
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EMI on Debit Card
facility
Titanium Family Debit Card
Joining fee: NIL
Annual fee: NIL
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Domestic Transaction limit:
Rs 300,000 (POS or E-Com)
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Buy 2 get 2 free, on movie
tickets from BookMyShow
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Birthday dining offer & minimum
15% discount at select restaurants
Gold Business Debit Card
Joining fee: NIL
Annual fee: NIL
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Daily Domestic Cash Withdrawal
Limit of Rs 1,00,000
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Daily Domestic Transaction Limit of
Rs 3,00,000 (POS or e-com)
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Zero Surcharge on Fuel
purchases.
Multicurrency Forex Prepaid Card
Joining fee: NIL
Annual fee: NIL
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Contactless transactions with 15
currency options in a Single Account
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Enhanced security and convenience
of faster transactions
Sapphiro Forex Prepaid Card
Joining fee: Rs 2,999 + GST
Annual fee: Rs 999 + GST
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Joining benefits of
Rs 10,000
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No mark-up charges on cross-currency
transactions across 15 currencies
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2 complimentary lounge visits
per quarter
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5% cashback on all Airlines and Hotel
spends, up to Rs 3,000
Gold Business Credit Card
Joining fee: Nil
Annual fee: Nil
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1% fuel surcharge waiver at
HPCL petrol pumps
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Accident cover up to
Rs. 10 lakh
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Reward points on international
& domestic spends
Business Platinum Credit Card
Joining fee: Rs 999 + GST
Annual fee: Rs 999 + GST
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2 complimentary airport
lounge accesses per quarter
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1% fuel surcharge waiver
at all petrol pumps
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Accident cover up to
Rs. 25 lakh
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Reward points on
international & domestic spends
Banking services at your fingertips
iMobile
Pay
Fund Transfers, UPI, investments, bills payments, instant Loans & other banking services on the move
InstaBiz
App
Loans, Fund Transfers, GST, bill payments & other business banking needs on the go
Retail Internet
Banking
Fund Transfers, bill payments, access Accounts and manage your finances from anywhere, anytime
Corporate Internet Banking
Round-the-clock bulk payments, Tax payments, utility bill payments, Trade Services and more
Banking relations considered
| Deposits@ Or | Assets* Or | Investments## |
|---|---|---|
| Savings Account: Rs. 1 lakh | Home Loan/Loan Against Property: Rs. 50 lakh | Demat Equity Balance: Rs. 10 lakhs |
| Or | Or | Or |
| Current Account: Rs 3 lakhs | Secured Loans#: Rs 10 lakhs | Monthly Forex: $20,000 |
| Or | Or | |
| Savings Account + Current Account + Fixed Deposit: Rs. 5 lakhs | Unsecured Loans**: Rs 5 lakhs | |
| Or | ||
| Education Loan: Rs. 10 lakhs | ||
| Or | ||
| Credit Card Limit: Rs 4 lakh | ||
| Or | ||
| Commercial Vehicle Loan: Rs 25 lakhs |
#Secured Loans: Auto Loan, Business Loan, Commercial Vehicle Loan, Two Wheeler Loan, Kisan Credit Card, Jewel Loan, Commercial Business Funding, Farm Equipment & Inventory Funding, Kisan Kalpvriksha and Rural Business Card.
**Unsecured Loans: Personal Loan.
Family 360° Banking FAQs
I am an existing ICICI Bank Savings/ Current Account holder. Can I enrol for the Family 360° Banking Programme?
Yes, you can enrol for the Family 360° Banking Programme by filling the ‘Upgrade’ form.
Can I enrol for the Family 360° Banking Programme if I am not an existing ICICI Bank Savings/ Current Account holder?
Yes, you can enrol for the Programme. You will have to open either a Programme-linked Savings Account or a Current Account.
Can I extend Family 360° Banking benefits to my family members?
Yes, you can extend Family 360° Banking benefits to your family members by filling the ‘Grouping’ form.
