Apply Online
Basic Savings Bank Deposit Account (BSBDA)
Enjoy the advantage of zero balance requirement with the Basic Savings Bank Deposit Account (BSBDA) from ICICI Bank. Designed to help you save up consistently, our zero balance savings account offers you interest at attractive rates.
Note: Accounts opened with complete KYC will not have a cap on credit transaction limits. All the other features will remain the same.
You can open a Basic Savings - Small Deposit Account, by submitting a self-attested photograph and signature/thumbprint, if:
A Basic Savings - Small Deposit Account is tagged as ‘credit freeze’, if the customer fails to provide valid KYC documents, or the evidence of having applied for valid KYC documents to the Bank, within 12 months of opening the account.
**New account opening under Basic Savings Bank Account with introduction, has been discontinued.
A basic Savings Account opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY), is a plan for the ‘National Mission for Financial Inclusion’ launched by The Department of Financial Services (DFS), Ministry of Finance, Government of India. This plan will ensure access to financial services and provide timely and adequate credit to the excluded sections.
Free passbook
Free personalised Rupay Debit Card
Free cheque leaves
| Available to | All Cities |
|---|---|
| Eligibility | All Indian residents |
| Minimum Monthly Average Balance (MAB) | Nil |
| Charges for non-maintenance of MAB | Nil |
| Cash Transaction Charges (Cumulative of Deposit and Withdrawal) | Nil |
| ATM interchange (transactions at Non-ICICI Bank ATMs) | Nil |
| Transactions at ICICI Bank ATMs/Cash Recycler Machines (cash withdrawals) | Nil |
| Issue of DD drawn on ICICI Bank by cheque/transfer | Nil |
| Statement | Passbook facility available free of cost |
| Debit Card annual fees | Nil |
| Debit Card limit | Daily spending/withdrawal limit: Rs 10,000/ Rs 10,000 |
| Cheque Books | Nil |
| Charges for Multicity cheque payment | Nil |
| Value Added SMS alert facility (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000) |
Nil |
| Outstation cheque collection – through ICICI Bank branch locations | Nil |
| Outstation cheque collection – through Non-ICICI Bank branch locations | Nil |
| National Automated Clearing House (NACH) Mandate. One time mandate authorisation charges (physical/online). | Nil |
| Deliverable returned by courier | Nil |
| Deliverables at branches | Nil |
| Address change request at branches | Nil |
| Cash deposit charges - Cash Acceptor/Recycler machines | Nil |
Note:
Basic Savings Bank Account can be opened as a joint account.
You can change the nominee(s) by making a declaration to that effect, in the appropriate form, which is available at any ICICI Bank Branch.
Nomination facility available for on the Basic Savings Bank Account are:
Disclaimer - *ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms, as required or necessary, in relation to its products.
The products, services and offers referred to, herein, are subject to the terms and conditions governing them, as specified by ICICI Bank from time to time at www.icicibank.com. Nothing contained, herein, shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/services of ICICI Bank. "ICICI" and "I-man" logos are the trademark and property of ICICI Bank Ltd. Misuse of any intellectual property, or any other content displayed herein is strictly prohibited.
T&C
Scroll to top
