Zero Balance Saving Account

Basic Savings Bank Deposit Account – BSBDA

Eligibility and Features:

The account is available for only Indian Residents above the age of 18 years. The account is not available to individuals in the capacity of HUF Karta’s. NRIs are not eligible for this account.


Customer should not be holding any other Savings Account with ICICI Bank.


Customer should not be holding a Basic Savings Bank Deposit Account (BSBDA) with any other bank.


You do not have to keep any minimum Monthly Average Balance (MAB) with our Basic Savings Bank Account – it’s a zero balance Savings Account!

  • MAB requirement: Nil
  • Initial funding: Nil
  • Mode of holding: Single or Joint
  • Free Rupay Card facility
  • Free cash deposit
  • Free passbook facility
  • Internet Banking and Mobile Banking available on request.

For documentation, please visit the tab – Documents Required

Basic Savings Account opened under Pradhan Mantri Jan Dhan Yojana (PMJDY)


Pradhan Mantri Jan Dhan Yojana (PMJDY) is a plan for ‘National Mission for Financial Inclusion’ launched by The Department of Financial Services (DFS), Ministry of Finance, Government of India. This plan will ensure access to financial services and timely and adequate credit to the excluded sections i.e. the low income groups. The initiative was launched on August 15, 2014. Basic Savings Bank Accounts are opened under PMJDY.


Accounts opened under PMJDY will have the following features:

  • Free Passbook**
  • Free Personalised Rupay Debit Card**
  • Free cheque leaves**


** All deliverables are to be collected from the base branch on the activation of the Basic Savings Account opened under PMJDY.


To know more about PMJDY, you may visit

*ICICI Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products.
The products, services and offers referred to herein are subject to the terms and conditions governing them as specified by ICICI Bank from time to time at Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank. "ICICI" and "I-man" logos are trademark and property of ICICI Bank Ltd. Misuse of any intellectual property, or any other content displayed herein is strictly prohibited.