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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
6.90% Apply Now
Senior Citizens
(390 days - 2 yrs)
7.40% Apply Now
 
Loans
Home Loan
(Upto 30 lacs)
8.35*% Apply Now
Personal Loan
(Upto 20 lacs)
11.29*% Apply Now

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Documents Required

Eligibility

The account is available only for resident Indians above the age of 18 years. The Account is not available to individuals in the capacity of HUF Kartas . NRIs and foreign nationals are not eligible for this Account.

To open a No Frills Account, you will require the following documents:

  • Introduction from an existing customer (along with telephone number) maintaining satisfactory conduct in the account as per the bank.
  • In the absence of introduction, you can submit any of the below documents as a certification of identity
    • A letter with all the particulars issued by :
    • Business Correspondent
    • Micro Finance Institution (MFI)
    • Block Development Officer
    • Head of Village Panchayat
    • Post Master of the concerned post office, or
    • Any other public functionary known to the Bank
  • Voter ID card
  • Aadhaar letter (card) issued by Unique Identification Authority of India (UIDAI)
  • Handwritten Ration Card with photograph of applicant *
  • Any other Identity proof or Address proof document can be submitted, subject to the Bank's satisfaction

  • * Ration Card, printed or handwritten, is not acceptable as a KYC document if there is a remark on the card that -“Ration card is only to be used for purpose of drawing ration and not for any other purpose” or any such similar remark.


  • To open a No Frill Account as a beneficiary under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) you need to submit proof confirming the same.