Instant Account Opening

Exciting Offers & Discounts

Earn reward points on your Debit Card

Secure Internet & Mobile Banking

14,300+ ATMs all over India

Ease of Investment

  • Registration for Mutual Fund investments at the time of account opening only
  • Auto investment in ELSS (Tax Saving Mutual Fund) through convenient Systematic Investment Plan (SIP)
  • Option to invest in multiple schemes of different Mutual Funds through Money Coach tool in iMobile app

More Savings

  • A deduction of up to Rs 1.5 lakh is allowed for investments in ELSS, as per the investment limit u/s 80C of Income Tax Act, 1961
  • Exclusive offers and privileges on Expressions Debit Card
  • No charges on non-maintenance of Savings Account minimum balance*

Terms and conditions of ICICI Bank and third party apply. ICICI Bank is not responsible for third party products, services and offers. Images are just for illustration purpose.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

*Till the time the payment for monthly SIP and yearly fee for Expressions Debit Card is deducted from Savings Account.

Eligibility Product available to resident Indian in age group of 18 years and above

ITSA - Gold

  • Free Gold Privilege Debit Card
  • Exciting offers & Visa Privileges on Debit Card
  • Transaction limit of Rs.1,25,000 per day
  • 20% discount on annual locker rentals
  • Free unlimited cash withdrawal at any bank’s ATM
  • Free unlimited cash transactions at base branch and branches in same city
  • Waiver of DD/PO charges for up to Rs 1,50,000 per day
  • Money Multiplier facility: Earn higher interest rate on your savings account balance
  • Free SMS Facility

ITSA – Silver

  • Free Smart Shopper Silver Debit Card
  • Exciting offers & Visa Privileges on Debit Card
  • Transaction limit of Rs 1,00,000 per day
  • 15% discount on annual locker rentals
  • Free unlimited cash withdrawal at any bank’s ATM
  • Free unlimited cash transactions at base branch and branches in same city
  • Waiver of DD/ PO charges for up to Rs 1,00,000 per day
  • Money Multiplier facility: Earn higher interest rate on your savings account balance
  • Free SMS Facility

ELSS

  • The investment limit u/s 80C of Income Tax Act, 1961 allows you to take deduction up to ₹ 1.5 lakh
  • Minimum lock-in of just 3 years is considerably less as compared to other tax saving options
  • Opportunity to earn potentially higher returns as compared to traditional tax saving options

Expressions Debit Card

  • Personalized Debit Card
  • High daily spending limits
  • Complimentary airport lounge access
  • Zero surcharge on fuel purchases
  • Complimentary insurance cover
  • Zero liability protection

How to Apply

Min. SIP Required

Step 1

Start SIP for ELSS Investment

For ITSA Gold - Minimum SIP amount - Rs. 5000 per month

For ITSA Silver - Minimum SIP amount - Rs. 3000 per month

Max SIP amount for ITSA Gold and Silver - Rs. 12,500 per month**

SIP Tenure - Minimum 2 years


Step 2

Apply for Expressions Debit Card

To know more or to open ITSA, please contact a Branch Executive or visit the nearest ICICI Bank Branch

Terms and conditions of ICICI Bank and third party apply. ICICI Bank is not responsible for third party products, services and offers. Images are just for illustration purpose.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

**The investment limit u/s 80C of Income Tax Act,1961 allows you to take deduction up to ₹1.5 lakh. By investing Rs. 12,500 as a SIP on monthly basis the maximum benefit is reached.

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