Top High Return Mutual Funds in India

High-return mutual funds are investment options that aim to provide substantial returns to investors over time. In the Indian market, these funds typically focus on equities and may involve higher risk but also offer the potential for significant gains.

Among India's top high-return mutual funds are ICICI Prudential Mutual Fund, Axis Bluechip Fund, Mirae Asset Large Cap Fund, Parag Parikh Long-Term Equity, and UTI Flexi Cap Fund.

These funds have a track record of delivering high returns to investors while managing risks effectively. Consider factors such as your financial goals, investment horizon, risk tolerance, fund performance, expense ratio, fund manager experience, and tax considerations before making investment decisions. By aligning your investments with these factors, you can potentially achieve high returns and build wealth over time. 

List of High Return Mutual Fund Schemes to Invest in

AMC Name	Available in Branches	Available Online	Offer documents
Aditya Birla Sun Life Mutual Fund			Click here
Axis Mutual Fund			Click here
Bandhan Mutual Fund			Click here
BOI AXA Mutual Fund			Click here
Baroda BNP Paribas Mutual Fund			Click here
Canara Robeco Mutual Fund			Click here
DSP Mutual Fund			Click here
Edelweiss Mutual Fund			Click here
Franklin Templeton Mutual Fund			Click here
HDFC Mutual Fund			Click here
HSBC Mutual Fund			Click here
ICICI Prudential Mutual Fund			Click here
360 ONE Asset Management Limited			Click here
Invesco Mutual Fund			Click here
JM Financial Mutual Fund			Click here
Kotak Mutual Fund			Click here
LIC Mutual Fund			Click here
Mirae Asset Mutual Fund			Click here
Motilal Oswal Mutual Fund			Click here
Mahindra Manulife Investment Pvt Limited			Click here
Nippon India Mutual Fund			Click here
NAVI AMC Limited			Click here
Parag Parikh Financial Advisory Services Pvt Ltd.			Click here
PGIM India Mutual Fund			Click here
Quant Money Managers Ltd			Click here
SBI Mutual Fund			Click here
Sundaram Mutual Fund			Click here
Tata Mutual Fund			Click here
Taurus Mutual Fund			Click here
UTI Mutual Fund			Click here
Union Asset Management Company Private Limited			Click here
Helios Mutual Fund			Click here
WhiteOak Capital Mutual Fund			Click here
Old Bridge Mutual Fund			Click here
ITI Mutual Fund			Click here
Groww			Click here
Samco Mutual Fund			Click here
Bajaj Finserv Asset Management Limited			Click here

Advantages of investing in High Return Mutual Funds?

High Return Mutual Funds come with various advantages for investors looking for higher growth rates and potential returns. Below mentioned are some of the advantages that come with investing in high-return mutual funds:

• Potential for Exceptional Growth: In the past few years, high-return mutual Funds have consistently outperformed other funds. Investors benefit from this opportunity and achieve exponential growth on their investments, which makes these funds an attractive option for potentially high returns and growth.

• Expert Management Guidance: These funds are managed by seasoned fund managers with a proven track record of success. The professional and expert fund managers in these funds have detailed market knowledge and analytical skills, which help them identify lucrative investment opportunities and make informed decisions.

• Strategic Diversification for Enhanced Returns: Despite their high returns, these funds focus on diversification, which helps in risk management. By investing in a broad range of assets spread across various sectors and industries, the funds spread risk and reduce market volatility. However, these mutual funds come with high risk in comparison to other mutual funds.

Things to consider before investing in High return mutual funds?

When considering investing in high return mutual funds, it is important to evaluate various factors before making any planned decision.

• Fund Manager's Performance Evaluation: Conduct thorough research and learn about fund managers' past performance to determine whether they are capable of successfully managing changing market conditions.

• Market Condition Monitoring: Stay informed about prevailing market conditions and the economic outlook, which can influence high-growth assets.

• Investment Goal Alignment: Ensure that your chosen funds align with your investment plan and objectives. Get details and know more about the associated risks and potential returns.

• Expense Ratio Analysis: Evaluate the expense ratios associated with high-return mutual funds to ensure they don't significantly hinder potential returns.

• Risk Tolerance Assessment: High-return mutual funds come with higher volatility. Therefore, before starting an investment, ensure your risk tolerance ability during market fluctuations.

• Investment Horizon Alignment: Align your investment with the fund's strategy, as a higher investment may require a longer-term commitment for the full potential.

How to choose the right Mutual Fund Scheme for yourself?

Here’s how you can choose the right Mutual Fund Scheme for yourself:

Long-term wealth

If you are looking for steady returns over the years, consider funds that invest in big, reliable companies. These funds can provide stable growth. It is like choosing a restaurant known for its consistent and delicious dishes.

Conservative investor

You want to invest in stocks but prefer lower risks. Look for funds that offer stability with fewer ups and downs. It is like choosing a restaurant that serves quality food without wild surprises.

High risk, high return 

Some people are willing to take risks for higher rewards. In this case, consider investing in funds that might have a few rocky moments but offer great long-term potential. It is like dining at a unique restaurant where the food is excellent but might occasionally have unexpected flavours.

Planning for goals

Are you saving for a specific goal like your child's education or your retirement? Just like you would pick a restaurant based on the cuisine you want, select funds that match your financial objectives.

Interest rates

If you expect interest rates to fall, opt for funds that benefit from lower rates, like choosing tastier dishes as they cool down.

Uncertain about rates

If you need clarification on the interest rate scenario, use flexible funds that adapt to changing conditions.

Before deciding, list your goals, how much risk you are comfortable with and how long you plan to invest. It is like checking the restaurant's menu, prices and reviews before ordering.

ICICI Bank is an AMFI Registered Mutual Fund distributor. Mutual Fund investments are subject to market risk. Read all scheme related documents carefully.

Who should invest in High Return Mutual Fund schemes?

High Return Mutual Fund schemes are best suited for investors who are willing to take on higher levels of risk in exchange for the potential of greater rewards. These schemes are ideal for individuals with a long-term investment horizon and can tolerate volatility in the market.

Investors seeking to build wealth over time and comfortable with fluctuations in the value of their investments may find high-return mutual fund schemes attractive. However, investors must conduct thorough research, assess risk tolerance, and align their investment goals before considering such schemes.