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ICICI Bank Limited maintains this website (the "Site") for your personal information, education and communication. Please feel free to browse the Site. You may download material displayed on the Site for noncommercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, report, or use the contents of the Site for public or commercial purposes, including the text, images, audio, and video without ICICI Bank's prior written permission.


This Site is meant solely for the purposes of providing information subject to applicable laws and regulations. The information provided herein is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would (by reason of that person's nationality, residence or otherwise) be contrary to law or regulation or would subject ICICI Bank or its affiliates to any licensing or registration requirements. THE INFORMATION CONTAINED IN THIS SITE IS NOT INTENDED TO NOR SHOULD IT BE CONSTRUED TO REPRESENT THAT ICICI BANK PROVIDES ANY PRODUCT OR SERVICE IN JURISDICTIONS WHERE IT IS NOT LICENSED OR REGISTERED OR AUTHORISED TO DO SO.


The products, services and benefits referred to herein are subject to the terms and conditions governing them as specified by ICICI Bank / third party from time to time. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to sell/purchase any products/services of ICICI Bank / third party and is not intended to create any rights and obligations. ICICI Bank does not accept any responsibility for any loss or damage incurred by anyone in reliance on anything set out in this document. The information set out herein is subject to modification and may change materially. ICICI Bank is acting merely as a distributor of third parties for mutual funds and as a corporate agent of ICICI Prudential Life Insurance Company Limited and ICICI Lombard General Insurance Company. Any investment in such third party / insurance company products/services shall constitute a contract between the investor and the third party / insurance company. Participation by ICICI Bank's customers is on a purely voluntary basis and there is no direct or indirect linkage between the provision of the banking services offered by ICICI Bank to its customers and their investment in third party / insurance company products/services. ICICI Bank shall not be liable or responsible for any loss, claim or shortfall resulting from third party's / insurance company's products/services.


Any views/ideas expressed by a third party, in this Site, in whatever form, are solely those of the third party and ICICI Bank does not endorse or accept any responsibility for the same. Nothing contained in this Site is intended to constitute legal, tax, securities or investment advice, or opinion regarding the appropriateness of any investment, or a solicitation of any product or service. Please obtain professional legal, tax and other investment advice before making any investment. Any investment decisions that may be made by you shall be at your sole discretion, independent analysis and at your own evaluation of the risks involved. Any investment in any fund/securities etc described in this Site will be accepted solely on the basis of the fund's/ securities’ Offering Memorandum and the relevant issuing entity’s constitutional documents. Accordingly, this Site will not form the basis of, and should not be relied upon in connection with, any subsequent investment in the fund/ security. To the extent that any statements are made in this Site in relation to the fund/ security, they are qualified in their entirety by the terms of the Offering Memorandum and other related constitutive documents pertaining to the fund/ security, which must be reviewed prior to making any decision to invest in the fund/ security. The information set out in this Site has been prepared by ICICI Bank based upon projections which have been determined in good faith and sources considered reliable by ICICI Bank. There can be no assurance that such projections will prove to be accurate. ICICI Bank does not accept any responsibility for any errors whether caused by negligence or otherwise or for any loss or damage incurred by anyone in reliance on anything set out in this Site. The information in this content reflects prevailing conditions and our views as of this date, all of which are subject to change. In preparing this Site we have relied upon and assumed, without independent verification, the accuracy and completeness of all information available from public sources or which was provided to us or which was otherwise reviewed by us.


Any tax write up present on the Site is for the general understanding and reference and shall not constitute or be deemed to constitute an advice, invitation, offer or solicitation to sell/purchase any products/services of ICICI Bank or any third party. The user needs to verify all the facts, law and contents with the text of the prevailing statutes and seek appropriate professional advice before acting on the basis of any information contained herein as the taxation implications may vary depending upon the facts in each case / interpretation by tax authorities and the tax laws which are subject to change from time to time. Except for the historical information contained herein, statements in this Site, which contain words or phrases such as 'will', 'would', etc., and similar expressions or variations of such expressions may constitute 'forward-looking statements'. These forward-looking statements involve a number of risks, uncertainties and other factors that could cause actual results to differ materially from those suggested by the forward-looking statements. These risks and uncertainties include, but are not limited to our ability to obtain statutory and regulatory approvals and to successfully implement our strategy, future levels of non-performing loans, our growth and expansion in business, the adequacy of our allowance for credit losses, technological implementation and changes, the actual growth in demand for banking products and services, investment income, cash flow projections, our exposure to market risks ICICI Bank undertakes no obligation to update forward-looking statements to reflect events or circumstances after the date thereof.


All loans shall be provided at the sole and absolute discretion of ICICI Bank. Any reference to service levels in this document are only indicative and should not be construed to refer to any commitment by ICICI Bank or any other service provider. Interest rates are only cited as examples of rates that may be in effect from time to time and are only indicative and are subject to change at any time at the sole discretion of ICICI Bank or its affiliates, as the case may be.


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