Silver Savings Account - non Senior Citizens

 

Silver Savings Account
Silver Savings Account (Non- Senior Citizen)
Available to All cities
Eligibility Resident Indian, >18yrs
Minimum average quarterly balance Rs.25,000*
Charges for non maintenance of minimum quarterly average balance Rs.500 per quarter, if QAB is between Rs.25,000 and Rs.10,000
Rs.750 per quarter if QAB falls below Rs.10,000
Waiver of non-maintenanace of QAB charges Subject to FD of min Rs.1.25 lacs under the same CUST ID
Cash transactions at base branch (branches in same city) Unlimited Free of Cost
Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash withdrawal of a calendar month; Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Rs.50,000 per day, Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch Nil for the first cash deposit of a calendar month; Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 (Maximum deposit limit – Rs.50,000 per day)
ATM Interchange (Transactions at Non ICICI Bank ATMs) Free
Transactions at ICICI Bank ATMs Free
Issue of DD drawn on ICICI Bank by cheque/transfer Nil for D.D. up to Rs.50,000 per day above that Rs 3 per thousand or part thereof; maximum of Rs 15000
Statement Free Quarterly Statement
Free Monthly e-mail statement on request
Free Monthly statement to be collected from branch
Debit Card Fees for first Account Holder Rs.99 p.a.
Debit Card Fees for joint Account Holder Rs.99 p.a.
Debit Card Cash withdrawal limit Daily spending/withdrawal limit: 25,000/25,000
Cheque Books Nil for 30 payable-at-par cheque leaves in a quarter; Rs. 30 for every additional cheque book of 15 leaves
Charges for Multicity cheque payment Nil up to Rs 1,00,000 per month above that Rs 3 per thousand on full amount
NEFT Charges - Inward Nil
NEFT Charges - Outward Upto Rs.1 lakh – Rs. 5 per transaction.
Rs. 1 lakh to Rs. 2 lakhs – Rs. 15 per transaction.
Above Rs. 2 lakhs - Rs. 25 per transaction.
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument