CHANGES IN SCHEDULE OF CHARGES — ICICI BANK SAVINGS ACCOUNTS (effective April 1, 2012)
No Service Current Value/Charge Revised Charges with effect from  April 1, 2012 
1. Minimum Average Balance requirement to be maintained monthly instead of quarterly.
a) Regular Savings Account Quarterly Average Balance(QAB) Metro/Urban locations: Rs. 10,000, Semi Urban: Rs. 5,000, Rural: Rs. 2,000
Non-maintenance QAB charges (NMQAB): Rs. 750 per quarter
Monthly Average Balance (MAB)
Metro/Urban locations:Rs. 10,000, Semi Urban: Rs. 5,000, Rural: Rs. 2,000
Non-Maintenance MAB charges (NMMAB): Metro / Urban locations –
  • MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 250 per month.
  • MAB - Less than Rs. 5,000 – Rs. 350 per month.
Semi Urban –
  • MAB between – Rs. 2,500 to Rs. 5,000 – Rs. 250 per month.
  • MAB - Less than Rs. 2,500 – Rs. 350 per month.
Rural - 
  • MAB between – Rs. 1,000 to Rs. 2,000 – Rs. 250 per month.
  • MAB - Less than Rs. 1,000 – Rs. 350 per month.
b) Silver Savings Account QAB Requirement: Rs 25,000
NMQAB Charges:
  • QAB between – Rs. 10,000 to Rs.25,000 – Rs. 500 per quarter.
  • QAB - Less than Rs. 10,000 – Rs. 750 per quarter.
MAB Requirement: Rs. 25,000
NMMAB charges :
  • MAB between – Rs. 10,000 to Rs. 25,000 – Rs. 175 per month.
  • MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 250 per month.
  • MAB - Less than Rs. 5,000 – Rs. 350 per month.
(Waiver of charges subject to FD of min Rs.1,25,000 under the same Cust Id)
 c) Gold Savings Account QAB Requirement:Rs.50,000
NMQAB charges :
  • QAB between – Rs. 25,000 to Rs.50,000 – Rs. 250 per quarter.
  • QAB between – Rs. 10,000 to Rs. 25,000 – Rs. 500 per quarter.
  • QAB - Less than Rs. 10,000 – Rs. 750 per quarter
MAB Requirement: Rs. 50,000
NMMAB charges :
  • MAB between – Rs. 25,000 to Rs. 50,000 – Rs. 100 per month.
  • MAB between – Rs. 10,000 to Rs. 25,000 – Rs. 175 per month.
  • MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 250 per month.
  • MAB - Less than Rs. 5,000 – Rs. 350 per month.
(Waiver of charges subject to FD of min Rs.2,50,000 under the same Cust Id)
d) Titanium Savings Account QAB Requirement: Minimum Rs. 5 lac as Total Relationship Value and Rs. 75,000 as QAB 
NMQAB Charges:
  • QAB between – Rs. 50,000 to Rs. 75,000 – Rs. 150 per quarter.
  • QAB between – Rs. 25,000 to Rs. 50,000 – Rs. 250 per quarter.
  • QAB between - Rs.10,000 to Rs. 25,000 – Rs. 500 per quarter.
  • QAB - Less than Rs. 10,000 – Rs. 750 per quarter.
MAB Requirement: : Minimum Rs. 5 lac as Total Relationship Value and Rs. 75,000 as MAB 
NMMAB Charges:
  • MAB between - Rs.50,000 to Rs. 75,000 – Rs. 50 per month.
  • MAB between – Rs. 25,000 to Rs. 50,000 – Rs. 100 per month.
  • MAB between - Rs.10,000 to Rs. 25,000 – Rs. 175 per month.
  • MAB between - Rs.5,000 to Rs. 10,000 – Rs. 250 per month.
  • MAB - Less than Rs. 5,000 – Rs. 350 per month.
(Waiver of charges subject to FD of min Rs.3,75,000 under the same Cust Id) 
    (Revised charges for other variants of Savings accounts have been appended in annexure A)
    Chargeable Transactions if minimum Balance is not maintained:
a) Cash transactions at branch- Nil for the first three transactions of a quarter; Thereafter in the quarter, Rs. 60 per transaction  a) Cash transactions at branch- Nil for the first two transactions of a month; Thereafter in the month, Rs. 90 per transaction 
(Not applicable to Youngstars account, Bank at campus, Silver Savings, Gold and Titanium accounts)
2. ECS Debit Returns Rs. 250 per return for financial reasons Rs. 350 per return for financial reasons
3. Cash transactions at base branch (branches in same city) Nil for the first 12 transactions of a quarter; Thereafter in the quarter, Rs.50 per transaction Nil for the first 4 transactions of a month;
Thereafter in the month, Rs. 90 per transaction
(Not applicable to Life Plus senior citizen, Bank@Campus, Silver savings ,Gold, Titanium,  Retiral, Defence, Pension and  wealth accounts)
4. Charges for Multicity cheque payment Up to Rs. 50000 per month: no charges; Above Rs 50000 Rs.3 per thousand rupees on full amount. Free
5. IMPS (Interbank Mobile Payment Service) Free Rs. 5 per transaction ( Max limit per transaction per day: Rs. 50,000)
Annexure A:
No Service Current Value/Charge Revised Charges with effect from  April 1, 2012 
1) Life Plus Senior Citizens account/ QAB Requirement: Rs.5,000
NMQAB charges: Rs. 250 per quarter.
MAB Requirement: Rs. 5,000
NMMAB charges: Rs. 100 per month.
2) Young Stars account QAB Requirement: Rs. 2,500
NMQAB charges: Rs. 250 per quarter.
MAB Requirement: Rs.2,500
NMMAB charges NMMAB: Rs. 100 per month.
3) Bank@Campus account QAB Requirement: Rs. 500
NMQAB charges: Rs. 250 per quarter.
MAB Requirement: Rs. 500
NMMAB charges: Rs. 100 per month.    
4) Freedom Savings account / Advantage Woman savings account/ Chargeable Salary accounts-as per applicable product offering QAB Requirement: Rs.10,000
(Waived off in case of auto debit towards RD (minimum Rs. 2000) for Advantage woman savings account).
NMQAB charges: Rs. 750 per quarter
MAB Requirement: Rs.10,000
(Waived off in case of auto debit towards RD (minimum Rs. 2000) for Advantage Woman Savings Account).
NMMAB charges :
  • MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 250 per month.
  • MAB - Less than Rs. 5,000 – Rs. 350 per month.
5) Easy Receive Account/ Asset Linked Savings Account (ALSA) QAB Requirement:
Metro / Urban locations - Rs. 10,000
Semi Urban / Rural – Rs. 5,000
(QAB requirement waived
  • If atleast one inward remittance is received in the quarter for Easy Receive accounts and
  • EMI debit for ALSA accounts).
NMQAB charges:Rs 750 per quarter
MAB Requirement:
Metro / Urban locations - Rs. 10,000
Semi Urban / Rural – Rs. 5,000
(MAB requirement waived
  • If atleast one inward remittance is received in the last three months for Easy Receive accounts and
  • EMI debit for ALSA accounts).
NMMAB charges :
Metro / Urban
  • MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 250 per month.
  • MAB - Less than Rs. 5,000 – Rs. 350 per month.
      Semi Urban / Rural
  • MAB between – Rs. 2500 to Rs. 5,000 – Rs. 250 per month.
  • MAB - Less than Rs. 2,500 – Rs. 350 per month.
6) Blind / Illiterate / Incapacitated QAB Requirement: Rs.5,000
NMQAB  charges: Rs. 750  per quarter.
MAB Requirement: Rs. 5,000
NMMAB charges:  Rs. 250 per month.
7) Broker Accounts QAB Requirement: Rs. 5,000
NMQAB charges : Rs. 750 per month.
MAB Requirement: Rs. 5,000
NMMAB  charges :
  • MAB between – Rs. 2,500 to Rs. 5,000 – Rs. 250 per month.
  • MAB - Less than Rs. 2,500 – Rs. 350 per month.
(Accounts opened prior to January 1, 2009 will continue with zero balance facility.)
8) Accounts - Rs.1,000 requirement           QAB Requirement: Rs. 1,000
NMQAB charges :Rs. 750 per quarter.
MAB Requirement: Rs.1,000
NMMAB Charges:  Rs. 225 per month.
9) Regular Family Account QAB Requirement: Metro / Urban locations - Rs. 30,000,Semi Urban / Rural locations – Rs. 20,000
NMQAB Charges:
Metro / Urban locations –
  • QAB between – Rs. 20,000 to Rs. 30,000 – Rs. 500 per quarter.
  • QAB between – Rs. 10,000 to Rs. 20,000 – Rs. 1,000 per quarter.
  • QAB - Less than Rs. 10,000 – Rs. 1500 per quarter.
Semi Urban / Rural locations -
  • QAB between - Rs.10,000 to Rs. 20,000 – Rs. 1,000 per quarter.
  • QAB - Less than Rs. 10,000 – Rs. 1500 per quarter.
MAB Requirement:
 Metro / Urban locations - Rs. 30,000,Semi Urban / Rural locations – Rs. 20,000
NMMAB charges :
Metro / Urban locations –
  • MAB between – Rs. 20,000 to Rs. 30,000 - Rs.175 per month.
  • MAB between – Rs. 10,000 to Rs. 20,000 – Rs. 350 per month.
  • MAB - Less than Rs. 10,000 – Rs. 500 per month.
Semi Urban / Rural locations -
  • MAB between – Rs. 10,000 to Rs. 20,000 – Rs. 350 per month.
  • MAB - Less than Rs. 10,000 – Rs. 500 per month.
(Waiver in case of FD of minimum Rs. 1,50,000 for Metro /Urban locations and Rs. 1,00,000 for Semi Urban/Rural locations under the family ID)
10) Silver Family Account QAB Requirement:Rs.50,000
NMQAB Charges:
  • QAB between – Rs. 20,000 to Rs. 50,000 – Rs. 1,000 per quarter.
  • QAB - Less than Rs. 20,000 – Rs. 1,500 per quarter.
MAB Requirement: Rs. 50,000
NMMAB charges :
  • MAB between – Rs. 20,000 to Rs. 50,000 – Rs. 350 per month.
  • MAB - Less than Rs. 20,000 – Rs. 500 per month.
(Waiver in case of FD of minimum Rs. 2,50,000 under the family ID)
11) Gold Family Account QAB Requirement: Rs. 1,00,000
NMQAB charges :
  • QAB between – Rs. 50,000 to Rs. 1,00,000 – Rs. 500  per quarter.
  • QAB between – Rs. 20,000 to Rs. 50,000 – Rs. 1,000 per quarter.
  • QAB - Less than Rs. 20,000 – Rs. 1,500 per quarter.
MAB Requirement: Rs. 1,00,000
NMMAB charges :
  • MAB between – Rs. 50,000 to Rs. 1,00,000 – Rs. 175 per month.
  • MAB between – Rs. 20,000 to Rs. 50,000 – Rs. 350 per month.
  • MAB - Less than Rs. 20,000 – Rs. 500 per month.
(Waiver in case of FD of minimum Rs. 5,00,000 under the family ID)
12) Titanium Family Account QAB Requirement: Rs. 1,50,000
NMQAB charges:
  • QAB between – Rs. 1,00,000 to Rs. 1,50,000 – Rs. 300 per quarter.
  • QAB between – Rs. 50,000 to Rs. 1,00,000 – Rs. 500 per quarter.
  • QAB between – Rs. 20,000 to Rs. 50,000 – Rs. 1000 per quarter.
  • QAB - Less than Rs. 20,000 – Rs. 1500 per quarter.
MAB Requirement: Rs. 1,50,000
NMMAB charges :
  • MAB between – Rs. 1,00,000 to Rs. 1,50,000 – Rs. 100 per month.
  • MAB between – Rs. 50,000 to Rs. 1,00,000 – Rs. 175 per month.
  • MAB between – Rs. 20,000 to Rs. 50,000 – Rs. 350 per month.
  • MAB - Less than Rs. 20,000 – Rs. 500 per month.
(Waiver in case of FD of minimum Rs. 7,50,000 under the family ID)

Note: Service Tax @ 12.36 % (as per Govt rules) w.e.f. April 01, 2012 is applicable over and above charges indicated above.
 
CHANGES IN SCHEDULE OF CHARGES — EBOR# PRODUCTS
Minimum average balance requirement to be maintained monthly instead of quarterly with effect from April 1, 2012
RAJBANK Product   Current Value/Charge Revised Charge
QAB Requirement Existing charge      (Per Quarter) MAB Requirement Revised Charge (Per Month)
Raj Bank Savings Account * Rs. 1000 Rs. 65 Rs. 1000 Rs. 21
Raj Bank Saving Minor Account Rs. 1000 Rs. 65 Rs. 1000 Rs. 21
Raj Bank Savings Plus Account Rs. 5000 Rs. 300 Rs. 5000 Rs. 100
Raj Bank Easy Sweep Savings   Account Rs.10000 Rs. 300 Rs. 10000 Rs. 100
Raj Bank Privilege Account Rs. 25000 Rs. 300 Rs. 25000 Rs. 100
Raj Bank Student Account Rs. 1000 Rs. 33 Rs. 1000 Rs. 11
Raj Bank Stree Shakti Savings Bank Account Rs. 2500 Rs. 150 Rs. 2500 Rs. 50
Raj Bank Young Star Account Rs. 1000 Rs. 150 Rs. 1000 Rs. 50
Raj Bank Super Saver Saving Account Rs. 25000 Rs. 250 Rs. 25000 Rs. 83
* Additionally, Raj Bank Savings Accounts with linked FFD facility need to maintain a Quarterly Balance of Rs. 5,000 for linked FFD else will be charged Rs. 100 per quarter.
 
Note: Service Tax @ 12.36 % (as per Govt rules) w.e.f. April 01, 2012 is applicable over and above charges indicated above.

 # Erstwhile Bank of Rajasthan