Savings Account

 

Available to All Cities
Eligibility Resident Indian, >18yrs
Minimum monthly average balance (MAB) Metro and Urban locations - Rs.10,000,
Semi-urban locations - Rs.5,000,
Rural locations - Rs.2,000
Charges for non maintenance of minimum monthly average balance Metro / Urban locations –
MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 250 per month.
MAB - Less than Rs. 5,000 – Rs. 350 per month.
Semi Urban locations –
MAB between – Rs. 2,500 to Rs. 5,000 – Rs. 250 per month.
MAB - Less than Rs. 2,500 – Rs. 350 per month.
Rural locations -
MAB between – Rs. 1,000 to Rs. 2,000 – Rs. 250 per month.
MAB - Less than Rs. 1,000 – Rs. 350 per month.
Cash transactions at base branch (branches in same city) Nil for the first 4 transactions of a month; Thereafter in the month, Rs. 90 per transaction.
Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 (Maximum withdrawal limit –
Self: Rs.50,000 per day, Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum deposit limit – Rs.50,000 per day)
ATM Interchange (Transactions at Non ICICI Bank ATMs) Nil for the first five transactions (inclusive of financial and non-financial transactions) in the month.
Thereafter, Rs.20 (inclusive of service tax) per cash withdrawal (financial) and Rs. 8.50
(exclusive of service tax) per balance inquiry, PIN change and mini statement (non-financial) transactions.
Transactions at ICICI Bank ATMs Free
Issue of DD drawn on ICICI Bank by cheque/transfer Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000

For Rural locations - For amounts upto Rs.10,000–Rs.40, For amounts above Rs.10,000 till Rs.50,000–Rs.60, For amounts above Rs.50,000- Rs.3 per thousand rupees or part thereof (maximum of Rs.15,000)
Statement Free Quarterly Statement sent by post OR
Free monthly e-mail statement
Free monthly statement to be collected from branch
Debit Card Fees for first Account Holder Rs.99 p.a.
(W.e.f. Sept 1, 2014
Rs.150 p.a.
For Gramin locations - Rs.99 p.a.)
Debit Card Fees for joint Account Holder Rs.99 p.a.
(W.e.f. Sept 1, 2014
Rs.150 p.a.
For Gramin locations - Rs.99 p.a.)
Debit Card Cash withdrawal limit Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
Cheque Books Nil for 30 payable-at-par cheque leaves in a quarter;
Rs. 30 for every additional cheque book of 15 leaves
Charges for Multicity cheque payment Nil.
Charges for SMS Alerts facility Rs. 15 per quarter (inclusive of taxes)
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Chargeable Transactions if minimum Balance is not maintained
Cash transactions at branch in the event of non-maintenance of MAB Nil for the first two transactions of a month; Thereafter in the month, Rs. 90 per transaction.
Cheque books in the event of non-maintenance of MAB Rs. 5 per cheque leaf for all cheque books issued during the month

 

 

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.

    Click here to view charges applicable before April 1st, 2012

  2. Service tax @ 12.36 % (as per Govt rules) w.e.f. April 1st, 2012 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision.