Savings Account

 

Available to All Cities
Eligibility Resident Indian, >18yrs
Minimum monthly average balance (MAB) Metro and Urban locations - Rs.10,000,
Semi-urban locations - Rs.5,000,
Rural locations - Rs.2,000
Charges for non maintenance of minimum monthly average balance (NMMAB)

Metro / Urban locations –
MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 250 per month.
MAB - Less than Rs. 5,000 – Rs. 350 per month.
Semi Urban locations –
MAB between – Rs. 2,500 to Rs. 5,000 – Rs. 250 per month.
MAB - Less than Rs. 2,500 – Rs. 350 per month.
Rural locations -
MAB between – Rs. 1,000 to Rs. 2,000 – Rs. 250 per month.
MAB - Less than Rs. 1,000 – Rs. 350 per month.

W.e.f. April 1, 2015

Metro / Urban locations -
MAB between - Rs.5,000 to Rs.10,000 - Rs.350 per month.
MAB - Less than Rs.5,000 - Rs.450 per month.

Semi Urban locations -

MAB between - Rs.2500 to Rs.5,000 - Rs.300 per month.

MAB - Less than Rs. 2,500 - Rs.400 per month.

Rural locations - No Change

 

 

Cash transactions at base branch (branches in same city) Nil for the first 4 transactions of a month; Thereafter in the month, Rs. 90 per transaction. (Maximum limit- Self: Any Amount, Third party: Rs. 50,000 per day)
Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150 (Maximum withdrawal limit –
Self: Any Amount, Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city

Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum deposit limit –
Self: Any Amount, Third party: Rs.50,000 per day)

W.e.f. April 1, 2015

At Branch –

Rs. 5 per thousand rupees or part thereof, subject to a minimum of 150 (Maximum deposit limit –Self: Any Amount, Third party: Rs. 50,000 per day)

At Cash Acceptance Machine -

Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150

ATM Interchange (Transactions at Non ICICI Bank ATMs)

First 3 transactions (inclusive of financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free
First 5 transactions (inclusive of financial and non financial)in all other locations in a month - Free

Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations

Thereafter, Rs.20 (exclusive of service tax) per financial transaction and Rs. 8.50 (exclusive of service tax) per non financial transaction

Transactions at ICICI Bank ATMs

 First 5 transactions (inclusive of financial and non financial) in a month - Free

Thereafter, Rs.20 (exclusive of service tax) per financial transaction and Rs. 8.50 (exclusive of service tax) per non financial transaction

Issue of DD drawn on ICICI Bank by cheque/transfer Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000

For Rural locations - For amounts upto Rs.10,000–Rs.40, For amounts above Rs.10,000 till Rs.50,000–Rs.60, For amounts above Rs.50,000- Rs.3 per thousand rupees or part thereof (maximum of Rs.15,000)
Statement Free Quarterly Statement sent by post OR
Free monthly e-mail statement
Free monthly statement to be collected from branch
Debit Card Fees for first Account Holder

Rs.99 p.a.

(W.e.f. Sept 1,2014 Rs.150 p.a.
For Gramin locations - Rs.99 p.a.)

Debit Card Fees for joint Account Holder

Rs.99 p.a.

(W.e.f. Sept 1,2014 Rs.150 p.a.
For Gramin locations - Rs.99 p.a.)

Debit Card Cash withdrawal limit Domestic transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
International transaction limit - Daily spending/withdrawal limit: Rs.100,000/ Rs.50,000
Cheque Books Nil for 30 payable-at-par cheque leaves in a quarter;
Rs. 30 for every additional cheque book of 15 leaves

(W.e.f. Jan 1, 2015

Nil for 20 payable-at-par cheque leaves in a quarter;
Rs. 20 for every additional cheque book of 10 leaves)
Charges for Multicity cheque payment Nil.
Charges for SMS Alerts facility Rs. 15 per quarter (inclusive of taxes)
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Chargeable Transactions if minimum Balance is not maintained
Cash transactions at branch in the event of non-maintenance of MAB Nil for the first two transactions of a month; Thereafter in the month, Rs. 90 per transaction.
Cheque books in the event of non-maintenance of MAB Rs. 5 per cheque leaf for all cheque books issued during the month

 

 

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates shall be applicable over and above the mentioned charges. The Charges indicated above are subject to period revision. 
  3. With effect from April 1, 2015 in the event of non-maintenance of minimum average balance (MAB), the bank will notify the customer by SMS/email/ letter etc in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable. In case the customer has not maintained MAB for any consecutive months, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid email id, mobile number and address updated with the Bank at all times, failing which, customer may not receive the notification(s). The NMMAB charges will be based on the shortfall observed in the MAB as stated above.