No Frills Account

 

Available to All cities
Eligibility Resident Indian, >18yrs
Minimum average quarterly balance Zero
Charges for non -maintenance of minimum quarterly average balance Not applicable
Cash transactions at base branch (branches in same city) Nil for the first 12 transactions of a quarter; thereafter in the quarter, Rs.50 per transaction.
Anywhere Cash withdrawal by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit – Self: Rs.50,000 per day, Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city

Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum deposit limit – Rs.50,000 per day)

ATM Interchange (Transactions at Non ICICI Bank ATMs) Nil for the first five transactions (inclusive of financial and non-financial transactions) in the month.
Thereafter, Rs.18 per cash withdrawal (financial) and Rs.8.50 per balance inquiry, pin change and mini statement (non-financial) transactions  
Transactions at ICICI Bank ATMs Free
Issue of DD drawn on ICICI Bank by cheque/transfer Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000
Statement Free Quarterly Statement sent by post
Free monthly e-mail statement on request
Free monthly statement to be collected from branch
Debit Card Fees for first Account Holder Free
Debit Card Fees for joint Account Holder Free
Debit Card Cash withdrawal limit Daily spending/withdrawal limit: 25,000/25,000
Cheque Books Nil for one chequebook of 15 leaves per annum. Rs.30 for every additional cheque book of 15 leaves.
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 - Rs. 25 per instrument.
Rs. 5,000 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 - Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh - Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

Note:


1. Common service charges applicable to all savings account variants except for Wealth Management / ICICI Group Global Private Clients and the ones mentioned above. Click here

 

2. Service tax @ 10.30 % (as per Govt rules) W.e.f. 24-Feb-09 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision.