Advantage Woman Savings Account
Available to All Cities
Eligibility Woman, Resident Indian, >18yrs
Minimum monthly average balance (MAB)* Rs. 10,000 (Regular variant Linked with RD#: MAB requirement is NIL)
Charges for Non-maintenance of Minimum Monthly Average Balance (NMMAB) MAB between – Rs.5,000 to Rs.10,000 - Rs.350 per month.
MAB - Less than Rs.5,000 - Rs.450 per month.
(W.e.f. June 1, 2016 : 
Rs. 100 + 5% of the shortfall in required MAB).
Cash transactions (deposits and withdrawals) at base branch i.e all branches/ Cash Acceptor Machine in the same city Nil for the first 4 transactions in a month; thereafter Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150 in the same month (Maximum limit - self: Any Amount, Third party: Rs. 50,000 per day).
Anywhere Cash Withdrawals by customer or customer's representative to the debit of the customers own Savings Account at a non-base branch i.e. branch in other city Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150
(Maximum withdrawal limit – Self: Any Amount, Third party: Rs. 15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own Savings Account at a non-base branch i.e. branch in other city At Branch – Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150 (Maximum deposit limit – Self: Any Amount, Third party: Rs. 50,000 per day)
At Cash Acceptance Machine – Nil for the first cash deposit of a calendar month; thereafter in the month, Rs. 5 per thousand rupees or part thereof, subject to a minimum of Rs. 150.
ATM Interchange (Transactions at Non ICICI Bank ATMs) Free
Transactions at ICICI Bank ATMs Free
Issue of DD drawn on ICICI Bank by cheque/transfer Rs. 50 per DD up to Rs. 10,000; Rs. 3 per thousand rupees or part thereof for DD of more than Rs. 10,000, subject to a minimum of Rs. 75 and maximum of Rs. 15,000
Statement Free Monthly e-mail statement
Free Monthly statement to be collected from branch
Passbook facility available at base branch free of cost
View and download statement facility available on the website
Debit Card Fees for first Account Holder Rs.150 p.a.
For Gramin locations - Rs.99 p.a.
Debit Card Fees for joint Account Holder Rs.150 p.a.
For Gramin locations - Rs.99 p.a.
Debit Card Cash withdrawal limit Domestic transaction limit - Daily spending/withdrawal limit: Rs. 1,00,000/ Rs. 50,000
International transaction limit - Daily spending/withdrawal limit: Rs. 1,00,000/ Rs. 50,000
Cheque Books Nil for 20 payable-at-par cheque leaves in a quarter;
Rs. 20 for every additional cheque book of 10 leaves.
Charges for Multicity cheque payment Nil.
Value Added SMS alert facility Rs. 15 per quarter + taxes
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI Bank branch locations Up to Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument

 


 

Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management/ ICICI Bank Private Banking and the ones mentioned above.
  2. Taxes at prevailing rates as per Govt. rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to period revision.
  3. #Non-maintenance of MAB charges waiver is subject to the RD being opened with an option to buy jewelery from Tanishq. Zero Balance facility shall continue till such time the RD installments are being paid from the linked savings account. Upon maturity of RD, and in order to continue with zero balance facility a new RD is to be opened every time the existing RD matures.)
  4. *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months. It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times, failing which, customer may not receive the notification(s).