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Offer Zone Rates & Charges
Rates & Charges
 
FD, RD & iWish
General
(390 days - 2 yrs)
9.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.50% Apply Now
 
Loans
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
Personal Loan
(Upto 15 lacs)
13.99*% Apply Now

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Farmer Finance

The Farmer Finance programme of the Bank would provide loans to farmers in the form of an overdraft facility for meeting the cost of cultivation and working capital requirement for allied activities and term loans for investment purposes, such as cattle purchase, acquisition of irrigation and other equipment, etc. The programme aims at providing adequate and timely support to the farmers adopting a whole farm approach, including short term credit needs and capital formation leading to overall development of the farmer.

i) Kisan Credit Card

The facility would be a part of Kisan Credit Card (KCC) scheme. It is a facility sanctioned for 5 years, but reviewed annually based on credit parameters as defined in the programme note.

ii) Agri Term Loan

The term loan component would be a part of the Agricultural Term Loan (Agri TL) product. The term loan can be repaid over a tenure of 3 - 4 years.


Borrowers can approach the Bank directly to avail these facilities or they could come through an agribusiness corporate to which they supply their agricultural produce such as sugarcane, dairy, etc.

Benefits

  • Hassle Free Loan
  • Funding of cattle Insurance amount
  • Flexible repayment options suitable for your income
  • Attractive Interest Rates
  • No hidden Charges
  • Quick processing
  • Non- mortgage loan available