Rubyx Debit Card

ICICI Bank introduces Rubyx Debit Card ; a feature-rich, fee-based debit card on the VISA Signature platform, specially crafted for discerning customers like you. Rubyx Debit Card is packed with host of benefits and special privileges. Enjoy shopping, savings with special discounts, higher Reward Points earnings and the complete security of not having to carry large amounts of cash around with you.

ICICI Bank Rubyx Debit Card Benefits:


  • High cash withdrawal limit & transaction limit

    Enjoy a high cash withdrawal limit of Rs.1.5 lac per day and transaction limit of Rs.2.5 lac per day.

  • Online transactions

    You can use your ICICI Bank Rubyx Debit Card on the internet for buying travel or movie tickets, paying your bills and much more. All you need to do is register your Rubyx Debit Card for “Verified By Visa”.

  • Fuel surcharge waiver

    As an ICICI Bank Rubyx Debit Card holder, you get a waiver of 2.5% surcharge* for the fuel transactions you make at HPCL pumps. This leads to more savings and more convenience. All you have to do is to produce your ICICI Bank Rubyx Debit Card at the HPCL petrol pump, swipe it on an ICICI Bank Terminal only and save surcharge on your fuel purchases.

  • PAYBACK Rewards

    Earn 6 °points on every Rs 200 spent at merchant establishment in India.

    • You can earn points as follows:


        At merchant establishment in India At Indian Websites At merchant establishment located outside India
      PAYBACK points per Rs. 200 6 6 10

      Note: W.e.f 1-April-2012 you will not earn reward points on mutual fund and insurance premium payment made through your ICICI Bank Debit Card Insurance
  • Insurance

    Air Accident insurance of Rs. 3 Crores, Personal Accident insurance of Rs. 15 lakh and Purchase Protection of Rs. 5 lakh.

  • Zero Liability Protection

    The ICICI Bank Rubyx Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement. All you need to do is call our 24-hour Customer Care within 15 days to report loss or misuse and provide the necessary documents. The balance in your account will be restored.

    Effective August 1, 2011, the Terms and Conditions of Zero Liability Protection on your Debit Card has changed. Click here for more details.

  • Better tracking

    Receive instant SMS alerts on transaction made at merchant establishments.

  • Itemized billing

    Your ICICI Bank Rubyx Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.

    *2.5% surcharge waived on fuel spends of Rs.401 and above, at select HPCL outlets.

The Privilege Difference

  • Branch Relationship Manager supported with Phone Banking Relationship Manager.
  • Priority processing at all ICICI bank branches and through customer care.
  • A higher daily withdrawal and spend limit on our Titanium debit card.

All Privilege Banking Customers are eligible to apply for Rubyx Debit Card for their ICICI Bank Savings account.


You can approach us in any of the following ways:

The Privilege Difference

  • Branch Relationship Manager supported with Phone Banking Relationship Manager.
  • Priority processing at all ICICI bank branches and through customer care.
  • A higher daily withdrawal and spend limit on our Titanium debit card.

  • What is PAYBACK?

    PAYBACK is India's largest and one of Europe’s most successful loyalty programs. It allows you to earn PAYBACK points based on your purchases at different partners and different methods of payment.

  • What are PAYBACK points?

    The points earned under the PAYBACK program are called PAYBACK points.

  • What can I do with PAYBACK points?

    You can redeem the PAYBACK points for more than 500 unique rewards at www.payback.in or directly use them as payment option at some of the PAYBACK partners. For details, please visit the rewards section at www.payback.in.

  • How do I earn PAYBACK points?

    You earn PAYBACK points by using your ICICI Bank Debit Card for payments at merchant outlets or websites worldwide. You can also earn PAYBACK points through your ICICI Bank Credit Card or at Book My Show, MakeMyTrip.com, HPCL and lots of other PAYBACK partners. For more details, please visit www.payback.in or call the PAYBACK Contact Center.

    Note: W.e.f 1-April-2012 you will not earn reward points on mutual fund and insurance premium payment made through your ICICI Bank Debit Card

  • Where are these PAYBACK points collected?

    The PAYBACK points earned from different sources get collected in your personal PAYBACK account. If you do not know your PAYBACK number, please contact the PAYBACK Contact Center.

  • When are the points credited to my PAYBACK account?

    Your PAYBACK points earned on your ICICI Bank Debit Card are credited to the PAYBACK account by the 15th of the next month. For example, points earned in the month of February 2011, will be credited to the PAYBACK account by March 15, 2011.

  • How do I know how many PAYBACK points I have?

    PAYBACK sends the PAYBACK point balance info to each customer, every month, via an SMS and e-mail on the mobile number and e-mail registered with PAYBACK. To register your mobile number and e-mail with PAYBACK, please call the PAYBACK Contact Center.

    You can also find your PAYBACK point balance by sending an SMS 'DCPBAL last 4 digits of your ICICI Bank Savings/Current Account Number' to 560706, from your mobile number registered with PAYBACK. In case you receive an error message, it may be because your mobile number is not updated with PAYBACK or your Savings Account Number is not linked with your PAYBACK account. Please call the PAYBACK Contact Centre to have this corrected.

    You can also register with PAYBACK online by logging on www.payback.in and click on the 'Register here' tab.

  • When do my PAYBACK points expire?

    Your PAYBACK points expire after 3 years from the date the points are credited to your PAYBACK account.

  • What are the benefits of registering online with PAYBACK?

    You can place redemption requests online, update your details with PAYBACK and track your points earning and redemption(s) by date and partner, among other options.

  • What is a PAYBACK card?

    The PAYBACK card helps you collect points when you use the services of partners other than the ICICI Bank Debit or Credit Card.

    You can show your PAYBACK card at PAYBACK partner merchant outlets or quote the PAYBACK Number at a PAYBACK partner website before making the payment. The PAYBACK points earned as per the rewards structure on your ICICI Bank Debit and Credit Cards get credited to your PAYBACK Account automatically every month for the purchases done directly using your ICICI Bank Debit and Credit Cards respectively.

    Learn more about the rewards structure on your ICICI Bank Credit Card, click here.

  • How do I obtain my PAYBACK card?

    Your are entitled to an PAYBACK card by virtue of being an ICICI Bank Debit or Credit Card holder. PAYBACK automatically sends a PAYBACK card to ICICI Bank Debit Cardholders when their PAYBACK Points balance is more than 1000 ï‚° PAYBACK points. Alternatively, you may call-up the PAYBACK Contact Centre to get one.

    In case your PAYBACK Points balance is more than 1000 PAYBACK points and you have not received your PAYBACK card, it may be because your address has not been updated with PAYBACK. To update your address with PAYBACK, please call the PAYBACK Contact Centre.

  • How do I link my PAYBACK card with my ICICI Bank Debit or Credit Card?

    Please call the PAYBACK Contact Centre to link your PAYBACK card with your ICICI Bank Debit or Credit Card.

  • What are the PAYBACK Contact Centre numbers?

    Please call the PAYBACK Contact Centre in your city or city closest to you.

    City Phone Number
     Ahmedabad 079 - 4014 6468
    Bangalore 080 - 4014 6468
    Chandigarh 0172 - 404 6468
    Chennai  044 - 4014 6468
    Delhi  011 - 4014 6468
    Hyderabad 040 - 4014 6468
    Indore 0731 - 404 6468
    Jaipur 0141 - 404 6468
    Kolkata 033 - 4014 6468
    Mumbai 022 - 4079 6468
    Pune 020 - 4079 6468

  • Are you an i-mint member?

    i-mint is now PAYBACK! Your i-mint card is still valid, your i-mint points are now called PAYBACK points. You can continue using your i-mint card number to earn or redeem your points. However, you can also get a new free PAYBACK card: during PAYBACK registration, just enter your card number on the form in the specified field and your i-mint points will be transferred to your PAYBACK account at no extra charge and with no change in your point status. To know more, visit www.payback.in

    Please Note: You will not be able to use your Debit Card, after it is hotlisted.




The Privilege Difference

  • Branch Relationship Manager supported with Phone Banking Relationship Manager.
  • Priority processing at all ICICI bank branches and through customer care.
  • A higher daily withdrawal and spend limit on our Titanium debit card.

Content Pending

The Privilege Difference

  • Branch Relationship Manager supported with Phone Banking Relationship Manager.
  • Priority processing at all ICICI bank branches and through customer care.
  • A higher daily withdrawal and spend limit on our Titanium debit card.
  • Privilege Banking
    Advantage

    We understand that customers like you deserve special attention. Privilege Banking services are designed for select customers like you, to meet all your banking and financial needs.

  • The last time we went for a holiday we saved approximately Rs 3500 through a discount offer on our Privilege Banking Debit Card. With such good offers on dining, shopping, entertainment and travel, I think we will be saving a lot more
    Chinmayee Gangal
    Senior Software Analyst
    Larsen and Toubro Infotech Ltd.