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Insurance Plans for your Loan Against Property
Introducing exclusive Home Insurance plans , that can provide cover to your Loan Against Property in the face of any unforeseen event happening to your life. In case of any of these happenings, your family will have the support of the insurance cover to pay for the outstanding Loan Against Property amount, without being burdened by the loan EMI's.
ICICI Bank presents “HomeSafePlus“ & “HomeAssure/HealthAssure“ two exclusive and innovative insurance plans to insure your Loan Against Property.
HomeSafePlus*
Key Benefits of HomeSafePlus
- No medical checkup
- Comprehensive insurance plan for individual, home and its contents
- Single premium long-term insurance plan
- Premium paid for the Critical Illness cover is eligible for tax benefits u/s 80D of the Income Tax Act
- Sum Insured remains constant throughout the policy period (loan O/S amount to come to bank, rest goes to individual)
- Multiple applicants can be covered under the same loan
- Simple application form
HomeAssure/HealthAssure#
Key Benefits of HomeAssure/HealthAssure
- Life Cover from HomeAssure for the entire Loan Against property tenure
- Critical Illness cover from life threatening illnesses like cancer, coronary artery bypass, heart attack, kidney failure, stroke, major organ transplant
- Special non-medical limits only for ICICI Bank Loan Against Property customers
- Dual benefit to customers, Life Cover from HomeAssure and Critical Illness Cover from HealthAssure
- Dual tax benefits, Section 80C benefits under HomeAssure, Section 80D benefits under HealthAssure
- Simplified claim procedure
*Insurance cover for HomeSafePlus provided by ICICI Lombard General Insurance Company. #Insurance cover for HomeAssure/HealthAssure provided by ICICI Prudential Life Insurance Company. Please refer the HomeSafePlus and HomeAssure/HealthAssure brochures for more details. Insurance is a subject matter of solicitation.
Customers have the option of taking insurance from any other insurance company
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