Eligibility criteria

• The applicant should be between 18 and 70 years.
• Gold ornaments should be of 18 carat purity and above.
• Proceeds of loan should be used for agriculture and allied agriculture purposes.

Ineligible

• Pawn brokers.
• HUF, sole-proprietorship concerns, partnership firms, corporates and co-operatives.
• Bullion items like gold coins, bars and biscuits, etc.