Policy Coverage

• Medical Cover*- US$ 100,000 to US$ 500,000
  This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India.
• Dental Treatment*– US$ 250
  Covers the cost of acute anesthetic treatment to natural teeth due to an injury.
• Repatriation of Remains– US$ 7,000
  For the expenses of repatriating the remains back to India
• Passport Loss** – US$ 200
  For expenses incurred in obtaining a fresh or new passport.
• Checked Baggage Loss– US$ 500
  Compensation for the permanent loss of checked-in baggage.
• Checked Baggage Delay– US$ 100
  Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
• Personal Accident– US$ 15,000
  Compensation paid in case of death or permanent total disability.
• Personal Liability– US$ 100,000
  Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
• Financial Emergency Assistance– US$ 300
  Emergency cash that is available to you in case your travel funds are robbed.
• Hijack Distress Allowance^#– US$ 125 per day for 7 days
  A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.

*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours.

Click here to view our Policy Exclusions.

For complete details on policy coverage and exclusions, kindly refer to the Policy Wordings.

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Key Benefits

• Save Time & Money- You pay an annual one-time premium and can secure as many trips (30 or 45 days per trip) throughout the year instantly online. Multi-trip has no extension hassles and insures all your trips throughout the year.
• Customise your number of visits abroad- Our Multi-Trip Policy allows you to travel as many times as you like in a year, so long as each trip does not exceed 30 or 45 days.
• Greater Sum Insured, greater cover- Secure your Overseas Travel worldwide with a higher sum insured of Rs. 500,000.
• Immediate Policy Issuance- The policy is issued without any medical checkup upto 70 years of age.
• Cashless settlement of claims – You can avail of cashless services at medical institutions worldwide. Contact us at
  From USA and Canada: + 1 866 625 8529 (Toll Free)
  From the rest of the world: +91 11 4189 8868 (Call back facility)
  In India: 1800 113 666 (Toll Free & Accessible only in India)
  Fax: +91 11 4189 8801
  E-mail- travelclaims@icicilombard.com
• No medical Check-up - No health-check up is required up to 70 years of age.
• Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
• Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.
• Coverage up to 360 days
• Pay at interest free EMIs: - You can pay through your ICICI Bank or Citibank Credit Card and avail of Interest-Free equal monthly installments (EMI) for your premium.
  Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.

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• The insured needs to be between 1-70 years of age
• The policy is issued without any medical checkup

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• In India, around 30 crore people travel by train and 1.5 crore by air, every year. A large number of people fall sick or cancel their travel plans or find their baggage stolen
  
• Multi-Trip Policy is ideal for the frequent flyer and takes care of their entire travel insurance needs for a year

• Medical treatment abroad is expensive especially when one has to pay in foreign currency
  
• Overseas Travel Insurance takes care of your medical expenses and repatriation and covers you against personal accident, loss of checked baggage, loss of passport, personal liability, trip delay, etc.

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Know all about making a claim

• Cashless Claims
• View Claim Process Chart
• Download Claim Form

Why buy online at www.icicilombard.com? We give you a few of many reasons why -

• Highest Levels of Security: The website has been given the follwing security certifications:
  TRUSTe Privacy Seal Program
  VeriSign Certification
• Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days.
• 0% EMI option: You can pay online through ICICI Bank or Citibank Credit Card at 0% EMI (interest-free EMI).
  Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more.
• No Paperwork

Overseas Product Code: Misc 4030

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