Facility for Online application
for India Home Loans
Online tracking of the
status of your India Home loan application
Enjoy attractive interest
rates on a monthly reducing basis
Choose from fixed and
floating interest rates
Enjoy part-prepayment
facility for zero fees
Get free personal accident
insurance to the extent of loan outstanding
Enjoy door step service
in India till disbursement
Eligibility criteria
for a home loan:
Age:
- You need to be at least 21 years old
- As a salaried applicant, maximum age limit is 60 years
or retirement age (whichever is earlier), at the time
of loan maturity.
- As a self-employed applicant, maximum age limit is 65
years or retirement age (whichever is earlier), at the
time of loan maturity.
Residential status:
- As a salaried applicant, you should have been abroad
for a minimum period of 1 year.
- As a self-employed applicant, you should have been abroad
for a minimum period of 3 years.
Income:
Salaried
Self employed
Loan
tenure
Up
to 5 yrs
6-10 yrs
*11-15
yrs
Up
to 10 yrs
USD
(per annum)
30000
42000
42000
42000
*Tenor between 11-15 years, minimum qualification to be
Diploma/ Graduate with minimum 3 years of employment abroad
and Professional Qualification with 1 year of employment
abroad.
