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Home Loans
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Eligibility criteria for a home loan
Age:
You need to be at least 25 years old
As a salaried applicant, maximum age limit is 60 years or retirement age (whichever is earlier), at the time of loan maturity.
As a self-employed applicant, maximum age limit is 65 years or retirement age (whichever is earlier), at the time of loan maturity.
Residential status:
As a salaried applicant, you should have been abroad for a minimum period of 1 year.
As a self-employed applicant, you should have been abroad for a minimum period of 3 years.
Income:
Salaried
Self-
employed
Loan tenure
Up to 5 yrs
6 -10 yrs
*11-15 yrs
Up to 10 yrs
USD equivalent (per annum)
30000
42000
42000
42000
*Tenor between 11-15 years, minimum qualification to be Diploma/ Graduate with minimum 3 years of employment abroad and Professional Qualification with 1 year of employment abroad.
Why us
Our Home Loan schemes come with a host of advantages, like no other:
Facility for Online application for India Home Loans
Online tracking of the status of your India Home loan application
Enjoy attractive interest rates on a monthly reducing basis
Choose from fixed and floating interest rates
Enjoy part-prepayment facility for zero fees
Get free personal accident insurance to the extent of loan outstanding
Enjoy door step service in India till disbursement
Online Application
Online Tracking
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Interest rate/Other charges
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