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Documents
required
When you apply for your home loan, please make sure
you keep the following documents handy:
Personal details
documents
- 1 photograph of each applicant (applicant & co-applicant) (All photographs attached to the application form should be signed across)
- Valid passport copies for all the applicants
- Valid visa copies for all the applicants
- Cheque / Draft in INR for fees (as per applicable
rate) and the date must be in dd/mm/yyyy format
- Power of Attorney document as per our format
duly signed by all the applicants (POA
execution process)
- Company details as per our format
- Copy of current overseas residential verification proof of all the applicants to the loan. (Driving license or bank statement showing overseas address or latest insurance premium receipt or utility bill).
- Copy of PAN Card for the Ist applicant OR Form 60 as per our format attached here with.
Financial details
documents
- Copy of current appointment letter OR Copy of salary
certificate clearly mentioning the date of joining,
current salary earned and designation held in the
company
- Copy of previous appointment letters (in case the
no. of years in current employment is less than 2)
- Tax return copies for the last 3 years
- Last 2 months salary slips
- Last 3 months bank statements clearly mentioning
salary credits in the account
- Copy of the CDC (Continuous Discharge Certificate)
NRI Personal Guarantor documents
In case you have opted for a NRI Personal Guarantor on your loan, kindly arrange to send the following documents.
- Passport & VISA copies of the NRI Guarantor.
- Current overseas address verification proof of the NRI Guarantor. (Driving license or bank statement showing overseas address or latest insurance premium receipt or utility bill)
Please Note:
Applicant/s should sign on passport and visa copies, pan card copy, residence verification proofs, income documents and bank statements.
Processing Fees and Admin Fees are for processing of home loan application and are non-refundable.
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