Other charges

A total of 1.1236% of the loan amount sought, as explained below is payable at the time of submission of loan application form

· Processing/ Administrative fees: 1% of the loan amount in INR- Indian rupees. · Service tax: 12.36% on the processing/ administrative fees.

· It should be a single cheque in INR only, dated DD/MM/YYYY format payable to "ICICI Bank Ltd. AF for HL - A/c of " to be given at the time of application.

· Rates are applicable for the current month only, rates are revised on a monthly basis.

Description of Charges	Home Loan Charges
Prepayment Charges	2% on the principal outstanding on full prepayment
Solvency Certificate	NA
Charges for late payment (loans)	Home Loan: 2% per month Home OD: 1.5% of the outstanding amount subject to minimum of INR 500/- & Maximum of INR 5000/-
Charges for changing from fixed to floating rates of interest	1.75% on principal outstanding
Charges for changing from floating to fixed rates of interest	1.75% on principal outstanding
Cheque Swap Charges	INR 500/-
Document Retrieval Charges	INR 500/-
Cheque bounce charges	INR 200/-

Note : Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges.