How can I open an Easy Rupee Account?
You can open an Easy Rupee Account by applying online or by downloading the account opening form, filling it up and mailing it with relevant documents to our India address:

ICICI Bank Ltd.
NRI Remote RM Channel
4th Floor, A wing
"Autumn Estate"
Chandivili Farm Road
Chandivili
Andheri (East)
Mumbai-400072
Email us

If you are an NRI in USA, UK, Canada, Australia, Singapore and UAE, now you no longer have to incur expensive courier charges to send us your documents, you can simply post them to the local P.O. Box in your respective countries.

Note: The P.O. Box is a service offered by ICICI Bank India, and any of the overseas branches or Representative Offices are not involved in this service.

Click here to learn more about the P.O. Box Service

Can I open my account in any currency?
Yes, you can open your account in any currency. We will convert your currency into INR and open the Easy Rupee Account. Your Easy Rupee Account will be maintained in only INR.

Questions on Inactive / Dormant Accounts

a. What is meant by an Inactive / Dormant account?

Inactive Account Definition: If there are no transactions in your savings account for more than 12 months, the account will be classified as "Inactive".

Dormant Account Definition: If there are no transactions in your savings account for more than 24 months, the account will be classified as "Dormant".

This is a measure to safeguard your interest, as it is possible that you may not be monitoring your account. A letter to this effect would be sent to your communication address


b. What are restrictions, when my account becomes Inactive / Dormant?

Inactive Account restriction: You cannot request for issue of chequebook incase your account is inactive.

Dormant Account restrictions: The following requests are not permitted in a dormant account:
- Requests for issue of chequebook
- Renewal of ATM/ Debit Card
- Requests for change of address, addition or deletion of joint holder, signature modification
- Withdrawal through ATM, Internet Banking, Branch etc


c. How do I activate my Inactive / Dormant account?

Inactive Account Activation: In order to make your account active (from inactive stage) please conduct a transaction by cheque, ATM or by infinity, else visit the nearest ICICI Bank branch in India and submit an account-activation letter.

Dormant Account Activation: In order to normalize your account (from dormant stage), you may use any one of the following channels:
- Send an account-activation request to ICICI Bank Limited, RPC Mumbai, Autumn Estate, 5th Floor, 'A' Wing, Near Mhada, Chandivali, Andheri (E), Mumbai - 400 072. INDIA
- Write to us by logging in www.icicibank.com and placing the request through "Service Request" option available in your Internet Banking
- Call us on +91 40 23128925, if you are currently residing abroad or in India

- Toll Free Number:
  US/Canada: 1 866 ICICI 4 U;
  Singapore: 800 ICICI 4 U;
  UK: 0 8081 314 151;
  India: 1800 22 4848
- Visit the nearest ICICI Bank Branch in India and submit an account-activation letter

How can I transfer funds?
You can request for Funds Transfer (Online) by following the steps below :

•  Visit our web site www.icicibank.com
• Enter your Internet Banking user ID and password
• Click on 'Funds Transfer'
• Choose one of the transfer options
• You need to follow the below mentioned steps to register and authenticate your payee:
  

  	Go to specific funds transfer section (Other ICICI Bank Account, Non-ICICI Bank Account or Card-2-Card Funds Transfer) and register a Payee
  	Once payee details have been entered, the registration will be in "Pending Confirmation". No transfers will be allowed to a payee.
  	You will receive a SMS alert along with the Unique Registration Number (URN)
  	You can now login to Internet Banking and confirm the Payee registration by entering URN in the “confirm payee” space provided
  	On successful authentication the status of the Payee registration will be updated from "Pending Confirmation" to "Registration Confirmed"
  	You will now be allowed to transfer funds to the particular Payee for the specific service

What are the documents that can be accepted as source of proof for credit to NRE accounts?
The documents/instruments that can be accepted as source of proof for credit to NRE accounts are:

• Foreign currency demand drafts representing funds from overseas/FCNR/NRE sources
• ICICI Bank NRE account cheques
• Cheques / pay orders / demand drafts with specific evidence/certificate/advice that the funds are from foreign source or repatriable in nature:
  

  	Cheque issued from another NRE account (with suitable crossing or account number and account type printed on the cheque)
  	Closure proceeds of FCNR deposits (The issuing banks should advise that the funds are repatriable in nature)
  	Foreign inward remittances (The issuing banks should advise that the funds are repatriable in nature)
  	Closure proceeds of OBU deposits (The issuing banks should advise that the funds are repatriable in nature)

• An IPO refund order accompanied by a letter/advice from the registrar stating that the investment was from a  repatriable source
• A letter from the registrar/bank for receipt of refund of amount from application for shares if the amount of  subscription was paid from the NRE account
• A letter from any bank or recognized mutual fund house stating that the funds were invested from the source of  NRE funds
• Funds received through EFT credit with specific mention of NRE funds transfer
• To deposit foreign currency cash / traveller's cheques to an NRE / FCNR (B) account, the NRI needs to visit the branch and submit a copy of his/her passport and immigration details (original passport to be carried in person). A currency declaration form, if applicable, will also be required

Can I convert my Resident Account to NRO account?
Yes. You can convert your Resident Account to NRO Account.

According to FEMA guidelines, when an individual changes his residential status from 'Resident' to 'Non-Resident', he must re-designate his resident account as an NRO (Non-Resident Ordinary) account. Along with the NRO account you can open NRE account.

To re-designate your Resident account, fill in the account opening form and submit the relevant documents along with the address proof to our India address:

ICICI Bank Ltd
NRI Remote RM Channel, 4th Floor, A wing
"Autumn Estate"
Chandivili Farm Road
Chandivili, Andheri (East)
Mumbai-400072
INDIA

Click here to print the Conversion Letter and download the Account Opening form.

Note:

• After re-designation of your resident savings account to NRO savings account, the account number will remain the same and funds from resident savings account will automatically be transferred to NRO savings account
• Rs.250 included in the account opening funds are the charges for sending the initial account opening deliverables
• If the total balance under your customer ID is less then Rs.25000, we request you to send an account opening cheque of atleast Rs.15000 with your application
• In case of your Indian Address not being changed you would not be required to submit the proof. However, if it has changed you would be required to submit the proof
• Current (i.e. overseas) address proof is required mandatorily

If you are an NRI in USA, UK, Canada, Australia, Singapore and UAE, you can simply post your documents to the local P.O. Box in your respective countries and save on courier charges. Click here to learn more about the P.O. Box Service.

You can also visit any ICICI Bank Branch in India and submit the conversion request along with the relevant documents. To refer to the updated list of our branches please, Click here

In case of further queries, please write through Email us or call our 24-hour Phone Banking Services

How can I update my Signature on my account?
You can request for a Signature Updation by downloading the 'Signature Change' request form, and send the completed form alongwith relevant documents to our India address :

ICICI Bank Limited,
RPC Mumbai,
5th Floor, A-Wing, Autumn Estates
Chandivali Farm Road, Chandivali
Land Mark:Next to Chandivali Studio, Opp MHADA
Andheri-East,
Mumbai- 400072
INDIA

Click here to download the 'Signature Change' request form.

Also attach any one of the following as proof of your changed signature:

•  Any government issued photo identity document having a seal / stamp of government authority as a proof of current signature on the form
• New signature attested by another Banker / Indian Embassy / Notary

How can I register a nominee on my account?
To register a Nominee, Click here to download the 'Add a Nominee- DA1 form' ', fill it up and mail to our India address :

ICICI Bank Limited,
RPC Mumbai,
5th Floor, A-Wing, Autumn Estates
Chandivali Farm Road, Chandivali
Land Mark:Next to Chandivali Studio, Opp MHADA
Andheri-East,
Mumbai- 400072
INDIA.

Please Note that :

• The nomination form has to be signed by all the account holders and witnessed simultaneously. A witness for the nomination form is mandatory. He / she can be any person known to the account holder as well as the nominee
• The signature of the nominee is not required on the nomination form. One witness (known to the account holder as well as the nominee) is required to attest thumb impression(s) / sign on the form

If you are an NRI in USA, UK, Canada, Australia, Singapore and UAE, you can simply post your documents to the local P.O. Box in your respective countries and save on courier charges. Click here to learn more about the P.O. Box Service.

You can also visit any ICICI Bank branch in India and submit the 'DA1 Form'.To refer to the updated list of our branches please,
Click here

If you still do not wish to register a nominee, please send us a letter cum 'No Nominee declaration'.

For any clarification or more information, please call us on our 24-hour Customer Care or write to us through "Email us" option, at our website www.icicibank.com.