3. What is ACH?
ACH stands for Automated Clearing House, which is the clearing network for electronic funds transfers in the United States. Using the ACH network, banks may process financial transactions electronically without using paper instruments such as checks. ACH allows a client to use a bank to initiate a debit or a credit transaction on a customer's bank account, subject to certain authorizations as per ACH rules. The advantages of ACH for money transfers are as follows:

4. How secure is e-transfer?
e-Transfer uses state of the art security systems to ensure the privacy of your bank account details and other information provided by you. We use 128 bit SSL technology to transmit your information in an encrypted form.

Please note that ACH is a widely used service in US. Over 20,000 US banks are participants of the ACH network. The popularity of the ACH service can be gauged from the fact that in 2002, there were over 9 billion ACH transactions worth more than $ 24.4 trillion.