New customers:
To open an nriDirect account, go to nriDirect icon under the Commercialbank site and fill in the account opening form. Filling in a single account opening form can open both Commercialbank Account as well as Easy Rupee Account with ICICI Bank.

Existing meAccount customers:
If you already have a Commercialbank Account, then you must open an Easy Rupee Account with ICICI Bank to access services under nriDirect. To open your Easy Rupee Account with ICICI Bank you have to log on to the Commercialbank site and fill the incremental data required for opening an Easy Rupee Account. The account opening form will be available under "Apply now" option on the nriDirect home page.

Existing ICICI Easy Rupee Account customer:
If you hold an Easy Rupee Account with ICICI Bank then you require to open a Savings/Current Account with Commercialbank. Once you have opened the Commercialbank Account you will become eligible for nriDirect Account. You will then have to register for the online nriDirect remittance facility.

This is a one-time registration process, where your account details are verified and confirmed by ICICI Bank. Post confirmation, you can remit money to your savings account as many times as you may so desire.

You can also transfer money to open NRE (Non Resident External) fixed deposits as well as to open Foreign Currency Non Resident (FCNR) deposits in USD, GBP and EUR.

The remittance facility will be available under "nriDirect remittance" option after you log in to your Commercialbank Account. In case of joint accounts, the transfer facility will be available to both account holder(s). A simple registration process will activate the nriDirect remittance facility, once both your accounts are opened.

What are the charges for transferring money?
CBQ may levy a minimum charge of QAR 10 per transfer.

ICICI Bank will levy a nominal charge of INR 25 (inclusive of service tax) on every remittance request where foreign currency conversion* is carried out on or after May 16th 2008. This charge would be deducted from the amount to be paid to the beneficiary.

*The INR 25 (inclusive of service tax) charge will be levied for disbursements in INR currency. For FCNR deposit requests involving currency conversion, there will be a nominal charge of USD 1 (or equivalent of the deposit currency) deducted from the FCNR deposit amount.