'Life Plus' Senior Citizen Privilege Account Services
ICICI Bank brings the Privilege account services to our Senior Citizen customers. A senior citizen can opt for any of our three Senior Citizen privilege accounts.
All the senior citizen account features apply to these accounts along with certain added benefits.
Silver Senior Citizen Privilege Account
The Silver Senior Citizen Privilege Account brings to you exclusive benefits, especially created for valuable customers like you.
Enjoy the following additional features on your Silver Privilege Senior Citizen account:
- Waiver on charges on Multicity chequebook upto Rs 1 lac per days
- Free Payable-at-par chequebook
- Waiver of DD/PO charges for upto Rs.100,000 per day
- Discount on annual fee for Safe Deposit Lockers
- Preferential rates for Gold Coins
- Better rates for Foreign Exchange Service
- Special Asset deals from time to time
The minimum quarterly average balance (QAB) requirement for Silver Privilege account is Rs.25,000. Non-maintenance of the required QAB in any quarter attracts a charge as per the following guidelines:
- If QAB is between Rs.25,000 and Rs.10,000, charge of Rs.500* will be levied
- If QAB falls below Rs.10,000, charge of Rs.750* will be levied
*Waiver of non-maintenance of QAB charges subject to FD of min Rs.1.25 lacs in the same CUST ID
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Gold Senior Citizen Privilege Account
The Gold Privilege Senior Citizen Account brings to you exclusive benefits, especially created.
Enjoy the following additional features on your Gold Privilege Senior Citizen account:
- Free Unlimited Non-ICICI Bank ATM usage
- Jump Queue facility at branches
- Free International Gold Debit card with a per day withdrawal / spending limit of Rs. 50,000
- Free Payable-at-par chequebook
- Free Anywhere Banking
- Waiver of DD/PO charges for upto Rs.100,000 per day
- Priority processing through ICICI Bank Phone Banking
- Discount on annual fee for Safe Deposit Lockers
- Preferential rates for Gold Coins
- Better rates for Foreign Exchange Service
- Special Asset deals from time to time
The minimum quarterly average balance (QAB) requirement for Gold Privilege account is Rs.50,000. Non-maintenance of the required QAB in any quarter attracts a charge* as per the following guidelines:
- If QAB is between Rs.50,000 and Rs.25,000, charge of Rs.250 will be levied
- If QAB is between Rs.25,000 and Rs.10,000, charge of Rs.500 will be levied
- If QAB falls below Rs.10,000, charge of Rs.750 will be levied
*Waiver of non-maintenance of QAB charges subject to FD of min Rs.2.5 lacs in the same CUST ID
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For more information on our Privilege Banking Accounts, click here.
Titanium Senior Citizen Privilege Account
The Titanium Privilege Senior Citizen Account brings to you exclusive benefits, especially created for valuable customers like you. To retain this elite membership of Titanium Privilege , you need to maintain Total relationship value (TRV#) of Minimum 5 lakh.
Enjoy the following additional features on your Titanium Privilege Senior Citizen account:
- A Branch Relationship Manager supported by a Phone Banking Relationship Manager
- Priority processing at all ICICI Bank branches and through Customer Care
- Free international Titanium Debit Card
- A higher daily withdrawal and spend limit on the Titanium debit card
- Unlimited free access to any bank’s ATM throughout the country
- Free multi-city cheque book
- Free physical monthly account statement.
- Anywhere Banking
- Complete waiver of Demand Draft / Pay Order charges
- Special deals on car loans, personal loans and two-wheeler loans
- Preferential rates for Gold Coins
- Better rates for Foreign Exchange Service
The minimum quarterly average balance (QAB) requirement for Titanium Privilege account is Rs.75, 000. Non-maintenance of the required QAB in any quarter attracts a charge* as per the following guidelines:
- If QAB is between Rs.75,000 and Rs.50,000, charge of Rs.150 will be levied
- If QAB is between Rs.50,000 and Rs.25,000, charge of Rs.250 will be levied
- If QAB is between Rs.25,000 and Rs.10,000, charge of Rs.500 will be levied
- If QAB falls below Rs.10,000, charge of Rs.750 will be levied
*Waiver of non-maintenance of QAB charges subject to FD of min Rs.3.75 lacs in the same CUST ID
For more information on our Privilege Banking Accounts, click here
# The TRV consists of the following products either singly or jointly:
- Balances in bank accounts
- Fixed Deposits
- Mutual Funds
- Bonds / Small Savings
- Investment portion of Life Insurance policies
- Alternative Products (Real Estate
- Funds, Private Equity Funds, Structured Products etc.).
All above investment should be done with ICICI Bank.
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