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Features

• Encourages savings without stress on your finances.
  
• High rates of interest (identical to the fixed deposit rates).
  
• Non-applicability of Tax Deduction at Source (TDS).
  
  

• The minimum period is 6 months, and thereafter in multiples of 3 months.

• Nomination facility available for bank deposits.
• There can be only one Nominee for a deposit account whether held singly or jointly.
• A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
• Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
• The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
• For more details approach your bank.

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**At erstwhile Sangli Bank locations (not migrated yet) the Recurring deposit product is also offered with a Minimum monthly installment of Rs.5.