Freedom Savings Account |
| Available to |
All Cities |
| Eligibility |
Resident Indian, >18yrs |
| Minimum average quarterly balance |
Rs.10,000* |
| Charges for non maintenance of minimum quarterly average balance |
Rs.750 per quarter |
| Cash transactions at Base Branch |
Upto 12 txns in a quarter free of charge, Rs. 50 per tranx for cash tranx exceeding 12 |
| Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city |
Cash withdrawal: Nil for first transaction for cash withdrawal during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.150 for the second transaction onwards (Max. withdrawal Limit - Self: Rs 50,000/-per day Third party : Rs. 15,000/-per day |
| Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city |
Cash Deposit : Nil for first transaction during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.150 for the second transaction onwards |
| ATM Interchange (Transactions at Non ICICI Bank ATMs) |
Waived off** |
| Issue of DD drawn on ICICI Bank by cheque/transfer |
Rs. 2 per thousand rupees or part thereof, subject to a minimum of Rs. 50 and maximum of Rs. 10000 |
| Statement |
Free Quarterly Statement |
| Free monthly e-mail statement on request |
| Physical monthly statement (By Post / Courier) @ Rs. 200 per annum |
| Debit Card Fees for first Account Holder |
Rs.99 p.a. |
| Debit Card Fees for joint Account Holder |
Rs.99 p.a. |
| Debit Card Cash withdrawal limit |
Daily spending/withdrawal limit: 25,000/25,000 |
| Internet Banking |
Free |
| Mobile Banking |
Free |
| Phone Banking |
Free |
| Cheque Books |
2 payable at par cheque books of 25 leaves each free in a quarter, Rs.50/- for additional cheque book of 25 leaves. |
| Charges for Multicity cheque payment |
Upto Rs. 50,000/- flat Rs. 50/-, Above Rs. 50,000/- Rs. 1.75/1000 |
| Transactions at ICICI Bank ATMs |
Unlimited Free of Cost |
| Cheque collection charges from upcountry locations (I-Bank branch) |
Rs.2.50/thousand, subject to min of Rs.30 and max of Rs.10000 |
| Cheque collection charges from upcountry locations (Non I-Bank branch) |
Rs.3/thousand, subject to min of Rs.30 and max of Rs.10000 plus other bank charges as actuals |
| Chargeable Transactions if minimum Balance is not maintained |
| Chargeable Cash Transaction at Branch if minimum balance is not maintained |
Nil for first three transactions in a quarter. Rs. 60 per transaction thereafter |
| Reorder of Cheque book if minimum balance is not maintained |
Rs. 5 per cheque leaf for all the leaves in the cheque-book issued during the quarter irrespective of whether cheque is used or not |
* Rs.5000 for customers who hold Freedom account as on January 20, 2008
**For customers who hold Freedom account as on Jan 20, 2008, waiver subject to min QAB of Rs.10,000 in savings account
Note:
Common service charges applicable to all savings account variants apart from the ones mentioned above. Click here
Service tax @ 12.36 % (as per Govt rules) w.e.f. 11-May-07 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision.