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Salary Account FAQs
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What
are the benefits of opening an ICICI Bank Salary Account?
The benefits are two fold - to the
employee and to the employer.
Employee
(Please click here)
Employer
(Please click here)
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How do I open an ICICI Bank Salary Account?
If your organisation
has an ICICI Bank Salary Account relationship, you can approach
us in any of the following ways:
We provide a doorstep
account opening facility. A Customer Service Representative will
come to your company premises at your convenience and get all the
necessary documentation done. You would be required to furnish your
identity and address proof.
If your organisation
does not have an ICICI Bank Salary Account relationship:
Your organisation's
HR/Admin management will have to get in touch with our Salary Accounts
team through any of these channels:
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What Documents do I need to submit for
opening an ICICI Bank Salary Account?
- Introduction by the company (Stamped
and Signed by the authorised signatory)
- Photocopy of the Pan Card.
- Address proof (only in case if you
prefer a mailing address other than your company's address)
Any one of the following
documents will suffice as valid Address proof:
Proof of communication address
Latest electricity bill
Or
Latest telephone bill
Or
Latest statement of account from a credit card issuing company
Or
Letter from employer certifying the residential address of the employee
as recorded in their books
Or
Latest premium receipt from any life insurance company
Or
Current lease agreement
Or
Consumer gas connection card
Or
Certificate from ward officer, maintaining election roll, certifying
address of the applicant
Or
Latest certificate (not more than 3 months old) from the postal
office confirming address of the applicant
Or
Residential certificate mentioning name and address of the applicant
issued by municipal corporation/local body etc
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Do I require an introduction from
an existing ICICI Bank account holder for opening a Salary Account?
No introduction is
required from an existing ICICI Bank account holder for opening
a Salary Account, proof of your employment / validation from an
authorised official of your Human Resource Department is sufficient.
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What is a Reimbursement Account?
How does it benefit me?
Your management can
choose to disburse the reimbursements payable to you through a zero
balance operative account, which is known as a Reimbursement Account.
You will not have to spend time standing in a queue in your organisation
to collect your reimbursements. It also helps you in filing your
tax returns.
The Reimbursement Account can be opened simultaneously along with
the ICICI Bank Salary account, which would be linked with the debit
card held by you.
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How do I get my account transferred
from one ICICI Bank branch to another?
To transfer your account
from one ICICI Bank branch to another you will have to fill up the
transfer of account form available with the branch and surrender
your chequebook.
You may retain your
Debit Card and instruct to link the same card to your new account.
Please
contact your nearest ICICI Bank Branch for further details.
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What all can I do with the Internet Banking
facility offered to me with my Salary Account?
Given below is a small list of transactions
that you can do online:
Banking
- Balance enquiry
- Transaction history
- Use ICICI Bank Funds Transfer (eCheques)
to:
Transfer funds between your own ICICI Bank A/cs
Transfer funds to any ICICI Bank A/c
Transfer funds to any non ICICI Bank A/c (in 8 cities)
- Make Service requests like open
a Fixed Deposit, duplicate pin etc.
Credit card
- View current and past statement
- Service requests like auto debit,
dial a draft etc.
Demat
- View your transaction and holding
statement
Bill Payment
- Use your ICICI Bank Account or
ICICI Credit Card to pay your bills from the comfort of your home.
Please
click here for more FAQ's on Internet Banking
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What all can I do with the Phone Banking facility offered to
me with my Salary Account?
Phone Banking gives
you the convenience of 24 hours banking on your fingertips. You
can do all the following and many more transactions on the phone:
Also if you want to
enquire about the balance in your account you can use the T PIN
number provided to you and can check the status directly without
having to wait in line for speaking to a customer service executive.
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What all
can I do under Anywhere Banking facility offered to me with my Salary
Account?
Anywhere banking facility
allows you to operate your account from a branch other than the
branch where you have opened your account. The various activities
you can undertake under Anywhere Banking facilities are:
- Cash withdrawal up to Rs 15,000
per day
- Cash deposit up to Rs 50,000 per
day *
- Local clearing Cheque deposit upto
a maximum of Rs. 15,000/- per cheque
- Balance Enquiry
- Account statement
- Issue of PO and DD for a maximum
amount of Rs. 50,000 per PO/DD
* Subject to terms and conditions
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As
a Salary Account holder, can I open a joint account and with whom?
Yes, you can open a
joint account with your spouse or your blood relative by providing
us an acceptance letter from your company stating that they have
no objection for the same.
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If I am working for a company, which sends
me to the US for a couple of years or so, can I still continue getting
the benefits of ICICI Bank?
ICICI Bank has a product
tailor made for customers like you. We have tied up with Wells Fargo
in US and you can apply for a Wells Fargo bank account here itself.
If you have a bank
account with ICICI Bank and a satisfactory banking record you can
apply for this facility. This facility will be provided to you if
you are going to US on B, L, H Visa or Work Permit. For more details
contact the nearest ICICI
Bank branch.
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How do I change the nominees for my Salary
Account?
You can change the
nominee(s) by making a declaration to that effect, in the appropriate
form, which is available at any of the ICICI
Bank branches.
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