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Family Plus
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Anyone in your family can avail of cover under Family PLUS. It can be you, your spouse or your child.
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Example: Mr. Kapoor, his wife and son are
covered for Rs 1 lac each, under a regular health policy. They
would have paid premiums for three 1 lac polices. In an
unforeseen situation wherein the surgery and post
hospitalization bill of their son amounts to Rs 1.4 lac, the
regular health policy would cover Rs 1 lac while Mr. Kapoor
would have to shell the balance of Rs 40, 000, even though
there was no claim from Mr. Kapoor and his wife.
But
with our Family Floater Health Plan, the cover of Rs 3 lacs is
shared among the entire Kapoor family. Thus, making available
to every member a cover of Rs 3 lacs. Mr. Kapoor would have
the entire Rs 1.4 lacs of medical expense covered for his
son. | |
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EMI
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To make it more simple we have an option where no upfront payment is required. You can pay your premium in 24 or 12 EMIs on your ICICI Bank Credit Card. You can cover your family for as low as Rs. 261 per month.
[Refer EMI Table*] |
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Free Health Check :: |
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Family PLUS comes with a free health check for you and Discount Cupons for health check for your other member in the family.
Brought to you by ICICI Bank. Applicable only for plan A to E. Health check as per details given in the cupon. |
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2-Year Facility
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Renewal only after 2 year which means that your family is under protection for 2 consecutive years, without any increase in premium, nor do you have to undergo renewal hassles after one year.. |
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Family PLUS is also available for one year. |
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Cashless Facility
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Simply use your Family PLUS ID Card at any of one 1100+ network hospital and avail of cashles services, a boon for those times when you need finance the most.
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TAX BENEFITS :: |
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Under Family PLUS, you can avail of tax bebefits on your premium, under Sec. 80D of the Income Tax Act
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Cash Back Facility
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Family PLUS also provides you cashback facility. 5 % of the previous premium amount is credited to your Credit Card, after expiry of the policy and if no claim has been made earlier.
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Coverages :: |
Covers medical expenses incurred during hospitalisation for more than 24 hours,
- 30 days prior to hospitalisation
- 60 days post-hospitalisation incurred on advanced technological surgeries & procedures that require less than 24 hours of hospitalisation .
- Pre-existing disease can be covered after 4th Year*.
(* Conditions apply) |
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How do I claim my Insurance ? |
In case of emergency or planned hospitalisation, just use your Family PLUS Health ID Card at our network hospitals and avail of cashless services. Call our 24-hour toll-free number 1600-44-8885/7878 for complete health assistance. |
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Eligibility :: |
Family PLUS is open for ICICI Bank Credit Card member
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Eligibility |
Youngest Age |
Seniormost Age |
Plan A to E and G to K |
3 months |
60 years |
| Plan F and Plan L |
5 year |
70 year |
Plan F and Plan L for more than 61 years requires Health check; Plan F and Plan L for more than 55 years available only if Plan A to Plan E or Plan G to Plan K availed by any other family member. |
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Exclusion under Family PLUS :: |
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Any disease/injury existing before the inception of the policy for the first 4 years.
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Non-allopathic treatment, Pregnancy & Childbirth- related diseases, cosmetic aesthetic & obesity-related treatment.
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Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substance or drugs as well as intentional self injury.
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Any medical expenses incurred during the first 30 days of inception of the policy, except accidents.
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Exclusion - First Two Years :: |
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There are certain ailments which are not covered for the first two years, but are covered subsequently.
- Cataract
- Benign Prostatic Hypertrophy
- Congenital Internal Diseases
- Fistula in Anus
- Piles
- Hysterectomy for Menmorrhagia or Fibromyoma
- Hernia
- Sinusitis and related disorders
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For any further assistance, please write to info@icicilombard.com |
| This contains only a brief description of the Family PLUS Health Insurance Policy. For complete details, refer to the insurance policy wordings available on request. |
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In case of any queries please write to insuranceonline@icicilombard.com or info@icicilombard.com
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| ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. Misc 34B. |
