Finance charges on extended credit |
0% for first 3 months for Hindustan Lever Network Card, thereafter 2.95% (Monthly) 41.75% (Annually) |
0.99% (monthly) 12.55% (Annually) for Easy Deposit Card
|
1.49% (monthly) 19.42%(Annually) for Preferred Gold Card - for first 6 months, thereafter 2.95% (Monthly) 41.75% (Annually)
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1.69%(monthly) 22.28% (Annually) for Preferred Silver Card - for first 6 months, thereafter 2.95% (Monthly) 41.75% (Annually)
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1.75% (monthly) 23.14% (Annually) for Spouse Card
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1.95% (monthly) 26.08% (Annually) for ICICI Prudential card |
1.99% (monthly) 26.7% (Annually) for Home Card
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2.49% (monthly) 34.33% (Annually) for Pvt. Banking
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2.5 % (monthly) 34.49% (Annually) for Amex Gold Card
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2.75%(monthly) 38.48% (Annually) for Amex Green Card
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2.95% (Monthly) 41.75% (Annually) for all other cards
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0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card.
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1.99% (Monthly) 26.68% (Annually) for Platinum Card
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*Cash Advance -Transaction fees
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2.5% on advanced amount, subject to a minimum of Rs. 300.
On Easy Deposit Card - Nil for ICICI Bank ATM withdrawals
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**Minimum Ticket Size
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Rs 1000, 2000 or 4000 for EAD of INR 1000, 2000 or 4000 respectively.
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Finance charges on cash advances
|
2.95% (Monthly) 41.75% (Annually)
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Late Payment Charges
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30% of min. Amount outstanding (subject to min. of Rs. 300 and max. of Rs. 600 / maximum of Rs. 1000 for EMI Card).
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** Charges in case of excess payment over EAD
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Rs. 500 for every payment above the EAD.
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**Transaction fee
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Rs 149 per transaction
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Over Limit Charges
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5% on over limit amount (subject to min. of Rs. 500 and max. of Rs. 600). |
Return of Cheque
|
Rs. 250
|
Outstation Cheque processing fee |
1% on the Cheque value, subject to a minimum of Rs. 100
|
*Non ICICI Bank ATMs access charges / Balance Enquiry charges |
Rs. 30 |
*Transaction fee - Dial a draft
|
2.5% of the draft value amount subject to a minimum of Rs.300
|
Duplicate statement request (beyond 3 Months)
|
Rs. 100
|
Replacement card
|
Nil
|
Charge-slip request |
Rs. 100 |
| Railway Booking surcharge |
1.80% for Internet transactions and 2.5% for other bookings
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| Fuel Surcharge
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2.5% or Rs.10 whichever is higher (Nil on select cards)
0% at select HPCL pumps on select cards (max of Rs.3000 per transaction)
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| Services charges Utility Bill Payment |
Nil |
| Foreign Currency Transactions |
3.5% |
| Service Tax |
12.24% (applicable on all fees, interest and other charges only) |
| **Annual Fee |
For 0% finance rate and EAD of Rs 1000, the annual fee would be Rs.1500
For 0% finance rate and EAD of Rs 2000, the annual fee would be Rs.2000
For 0% finance rate and EAD of Rs 4000, the annual fee would be Rs.3500
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