|
You can freely present
a maximum of two add-on Cards to your wife, sister, brother, parents
or children above 18 years of age. To apply for this add-on Card,
referred to as "Bandhan", just call the ICICI Bank 24-hour
Customer Care Centre and place your request with an executive.
A form will be sent to you. Also if you have linked your Credit
Card with your Internet banking User-id then you can also place
your request for an add-on Card online. Click
here to link your Card a/c to transact online.
Top
Balance Transfer Facility |
Transfer the balances from your Other Bank Credit Card to your ICICI Bank Credit Card and enjoy an interest rate as low as 0% on the transferred amount.
Various attractive schemes like the 0% Balance Transfer offer and the Life Time Balance Transfer offer, along with the zero documentation and speedy draft delivery make ICICI Bank Credit Card balance Transfer programme the best in the market.
Just see how simple it is to transfer your balances:
- Call up the 24-hour Customer Care Centre number and dial *1122.
- Give your Other Bank Card details (no other documents required) to our phone banking officer.
- On approval, you will receive the draft within 3 working days.
There are other simple ways to apply for a Balance Transfer:
- SMS BT to 5676766 - and we will call you in a days time
- Fill up this small Balance Transfer form and mail it across to us
In both these cases we would give you a call within 1 working day
For the Terms and Conditions of ICICI Bank Balance Transfer facility click here.
Top
Global Emergency Assistance Service |
The
next time you travel abroad please remember that you have the
option of using the Global Emergency Assistance Services provided
by Visa\Master for our cardholders. These can be availed for
1. Reporting
lost/stolen credit cards,
2. Requesting for an emergency card replacement
3. Emergency cash advance
4. Miscellaneous enquiries.
The toll free
telephone numbers for accessing these emergency assistance Helplines
are available in local telephone directories/yellow pages and
other local listings in each country. For availing Visa Global
Assistance Services, charges as applicable including telecom costs
will be charged to your Card Account like Lost/Stolen Card reporting,
Emergency Card replacement, Emergency Cash Disbursement and Miscellaneous
Customer Service Enquiries.
Top
ICICI Bank Blue
Cards are welcomed at all Merchant Establishments displaying the
VISA logo - over 1,10,000 and MasterCard logo - over 77,000 establishments
across India and Nepal and the Silver and Gold Cards are accepted
globally by over 22 million VISA Card and 22 million MasterCard accepting establishments.
Top
|
Statement by e-mail and mobile alerts |
Statement Online
is a very simple, powerful and convenient way to view your Credit
Card statement details instantly without any postal delays. Just
sign up for Statement Online and get faster, reliable access to
your Account Statement. Mobile alerts from ICICI Bank provides
you with information on your ICICI Bank Credit Card even when
you are on the move. You would now no longer miss a payment or
exhaust your credit limit without a warning. Currently customers
having Internet Banking user-ids can subscribe to the alerts.
To know more click
here.
Top
|
Earn while you spend - ICICI Bank Xpress Rewards Programme |
A special bonus
plan that allows you to earn points every time you use your Card,
Every Rs. 200 that you spend earns you 1 point. The redemption
of reward points can be done against the products, services in
the rewards catalogue or against your renewal fees. To know more
click
here.
Top
You have the option
of having your photograph and signature digitally imprinted on
the front of the Card. This provides you extra security at any
of the merchant establishments. In fact, it can be used as a proof
of identification. In the interest of your own security, we strongly
recommend that you opt for a photo-Card. If you had decided not
to opt for a photo Card when applying, just call the ICICI Bank
24-hour
Customer Care Centre and place your request with the executive.
A form will be sent to you.
You are then required
to mail the completed form to us at : ICICI Bank Credit Card Operations,
P.O. Box 7931, Tulsiwadi, PO, Mumbai - 400 034. A photo-Card will
be yours at no extra cost.
Top
The only Card that
allows you to pre-define your own credit limits. You can request
for a limit lower than what your are eligible for. You can even
preset the monthly spending limits on the "Bandhan" Card.
Any transactions over the specified 'Spend Limit' will be declined.
This monthly spending limit can be reset every billing cycle by
just calling the ICICI Bank 24-hour
Customer Care Centre and place your request with the executive.
Your spend limit will be changed on-line and come in to force
from the next billing cycle.
Top
With an ICICI Bank
Credit Card in your wallet, you will not be strapped for cash
ever again. You can withdraw cash on your Card, 24-hours a day
from any VISA and MasterCard participating member bank ATM. During
banking hours you can also draw cash over-the-counter, from any
ICICI Bank branch in cities where the ICICI Bank Credit Card has
been introduced.
Top
Top
We understand the
pressures on your time. To access information when you need it,
where you need it, we offer you access to ICICI Bank Credit Card
related information through the Internet on www.icicibank.com.
You can do transactions like accessing account information - current
and last statement, getting your payment status, viewing your
monthly statement by email, request for a duplicate PIN, record
a change of address, order a draft, give auto debit instructions,
request for a replacement Card or an add-on Card, access and redeem
online from the Rewards catalogue, subscribe to statement by e-mail
and mobile alerts. click
here to know more.
Top
|
Limited Lost Card Liability |
In case the Card
is lost or stolen, call the ICICI Bank 24-hour
Customer Care Centre and report the loss of your Card. A new
Card will be sent to you within 72 hours of reporting this loss.
You are protected from any financial liability arising out of
transactions done on your missing Card, from the time you report
the loss to us.
Top
To order a draft from the convenience of your home, simply call the ICICI Bank 24-hour Customer Care Centre and ask for a draft, payable anywhere in India and favouring any company or individual (you can order a draft up to the available cash limit on your account). The draft will be delivered to your mailing address. For each draft request, a transaction fee of 2.5% of the amount withdrawn, subject to a minimum of Rs. 300, will be levied. In addition to the transaction fee, an interest charge will also be levied from the date of transaction to the date of repayment. The amount of the draft will be billed in your monthly Credit Card statement.
Top
You now have the
convenience of paying your utility bills - telephone and mobile
phone bills through your ICICI Bank Credit Card. click
here to know more.
Top
|
ICICI Bank 24-hour Customer Care Centre |
The ICICI Bank 24-hour
Customer Care Centre is equipped with a state-of-the-art system
that ensures your queries being handled efficiently and promptly.
Top
Revolving Credit Facility |
When you receive
your bill, you need not pay the entire bill amount. You have the
flexibility of selecting any of the following payment options:
- Pay the total
amount due.
- Pay only the minimum
amount due (5% of the bill amount subject to a minimum of Rs
100) and the balance can be carried forward to subsequent statements.
- Pay any amount
ranging from the minimum amount due to the total amount due.
Top
If you have an account
with any ICICI Bank branch, you have the option of making the
payment of your monthly credit statement (either the minimum amount
due or the total amount due) directly through your bank account.
To know more click
here.
Top
|
Temporary Credit Limit Enhancement |
There will be times
when you feel the need for an increase in your credit limit to
enable you to make increased purchases on your Card. To avail
of the temporary credit limit enhancement, all you need to do
is to call our Customer Call Centre and make your request. The
executive will be able to increase the limit on-line.
Please note that
this facility is available only after 9 months of membership and
based on credit history.
Top
|