With ICICI
Bank's Balance Transfer, you have the option of
selecting any of the following products:
Easy
Balance Transfer
Now just pay a flat processing fee and transfer your other bank outstanding to your ICICI Bank Credit Card and payback in Interest free installments with no foreclosure charges .
Tenure (months)
Processing Fee
Rate of
Interest
Foreclosure
Charge
3
2.99%
0%
0%
6
4.99%
0%
0%
12
9.99%
0%
0%
Lifetime
Balance Transfer
Gives you the
unique benefit of lower rate of interest on
transferred amount for a lifetime.
Product details:
• 0.75% p.m. on
unpaid transferred balance for 6
months.
• 1.49% p.m. on
unpaid transferred balance thereafter for
life.
• Processing
fee of 1% or a minimum of Rs.99 (whichever is
higher) will be applicable on
every Lifetime Balance
Transfer.
Interest Free Balance Transfer (0% Balance Transfer)
For those
who want to save on rate of interest for a short
tenure.
Product
details:
• 0% interest
rate for the first 3 months of Balance Transfer.
Normal Credit Card interest rate applicable thereafter.
• Processing
fee of 2% or a minimum of Rs.199 (whichever is
higher) will be applicable on every 0% Balance Transfer transaction.
• Service tax as per the
prevailing rate will be applicable on the interest
component of the EMI, fees and all other
charges.
