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CASH-in   FAQs   Terms & Conditions
	1 What is CASH-in?   CASH-in is a personal loan offered against your Credit Card limit. The EMI for  this loan is billed to your credit card statement. 2 How does CASH-in differ from the normal personal loan?   In CASH-in, you have a loan reserved for you against your credit card limit which can be availed of without offering any documents or PDCs unlike a normal Personal loan. 3 How much am I entitled to?   To know your eligibility limit, call us up at any of our 24 hour customer care and speak to our Phone Banking officer who will guide you. 4 How much is the interest or finance charge?   To know the interest or finance charges, call up 24 hour customer care and speak to  our Phone Banking officer who will guide you. 5 Do I pay any government taxes?   Service tax as per the prevailing rate will be applicable on the interest component of the EMI, fees and all other charges. 6 Do I have to produce any documents etc. to avail this loan?   No, all you need to do is either call or SMS or visit the nearest branch and contact the Asset Desk Manager. 7 Can I prepay this loan?   Yes, but there will be a prepayment charge of 3% on the principal outstanding amount.