Terms of the Bonds

Encash Bond

Invest Rs. 2,000/-
Receive half-yearly interest at increasing interest rates varying from 13% p.a. to 18% p.a. for each half-year period.
Money back facility at part anytime during an eight-month period in al year, after the end of 12 months from the Deemed Date of  Allotment to Original Individual Allottees, exercisable at specified bank branches
Maturity Period – 5years
Annaulized Yield to Maturity (YTM) – 15.89

Index Bond

Invest Rs. 6,000/-
Receive Rs. 22,000/- on the Discount Bond at the end of 12 years.
The detachable warrant will confer on the holder thereof a right to receive an amount equivalent to the numeric value of Rs. 2000 X BSE Sensitive Index at year 2009 BSE Sensitive Index at year 1997
At the end of the 12 years from the Deemed Date of  Allotment.
The Discount Bond and Index Warrant will be listed and treaded separately.

Regular Income

Invest Rs. 10,000/-
Choose any of the following Options:
Options I – Receive interest - @15.00% p.a. payable monthly,
Options II – Receive interest - @15.50% p.a. payable half-yearly.
Options III – Receive interest - @16.25% p.a. payable annually.
Maturity period – 5 years
Annalized Yield to maturity (YTM) under various Options :

Deep Discount Bond

Choose any of the following Options :
Option I – Invest Rs. 2,750/- and received Rs. 1,00,000/- after 25 years
Option II ญ– Invest Rs. 5,750/- and receive Rs. 1,00,000/- after 20 years
Option III – Invest Rs. 11,750/- and receive Rs. 1,00,000/- after 15 years
Option IV – Invest Rs. 24,200/- and receive Rs. 1,00,000/- after 10 years
Early Redemption Option at the end of 6^th, 12^th, and 18^th year both to the Bondholder and the Company.
Annalized Yield to Maturity (YTM) under various Options:

Option

Capital Gains Bond

Invest Rs. 3,000/-
Receive interest - @13.50% p.a. payable annually
Maturity
Choose any of the following Options :
Option I – 3 years
Option II – 7 years
This Bond will be an eligible security for the purpose of Section 54EA & 54EB of Income-tax Act, 1961.