Mr.Sandeep Bakhshi, Deputy Managing Director on the Board of ICICI Bank is responsible for Retail and Rural Banking.

Prior to this Mr. Bakhshi was the Managing Director & CEO of ICICI Lombard, a 74:26 joint venture of ICICI Bank and Fairfax Group and one of the eight companies which started operations after the sector opened up to private sector participants in the year 2001.

Mr. Bakhshi, an Engineer and an MBA by education, joined ICICI in 1986 in the project financing department and worked there till 2001 before joining ICICI Lombard in January 2002.