Income Tax (IT) Certificate helps you to claim Income Tax benefit under the Income Tax Act, 1961.Customers are eligible to claim both the interest and principal components of their repayment during the year.
Provisional Income Tax Certificate depicts the Principal and Interest component to be paid by the customer in the current Financial Year and the Interest and Principal figures are subject to change in case of prepayments and/or change in repayment schedule.

Final Income Tax Certificate depicts the actual amount of Principal and Interest component paid by the customer in the previous Financial Year and shows the final and actual amount that is paid and that can be claimed as per the Income Tax guidelines.