ICICI Bank is India's second-largest bank with total assets of Rs. 4,062.34 billion (US$ 91 billion) at March 31, 2011 and profit after tax Rs. 51.51 billion (US$ 1,155 million) for the year ended March 31, 2011. The Bank has a network of 2,561 branches and 7,440 ATMs in India, and has a presence in 19 countries, including India.
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No matter what the purpose of your home loan maybe - for renovation, construction, purchasing a plot of land for residential use, or mortgaging existing residential property for various purposes - you will find a Home Loan facility made for you.
Purpose of loan
You can take loans for purchase, construction, extension or renovation of a new house or flat.
75% of the total cost of property in case of direct allotment from developing authority. 65% of the total cose in case of allotment from society/resale/puchase from builder subject to the maximum of INR 50 lakh
# For GCC: Tenor between 11-15 years, minimum qualification to be Post Graduate/ Professional Qualification.# For USA and Other Countries: Tenor between 11-15 years, minimum qualification to be Diploma/ Graduate with minimum 3 years of employment abroad Or Professional Qualification with 1 year of employment abroad.
*Please Note:- The maximum loan that can be given is INR 1 crore.The minimum loan that can be given is INR 5 lakh.
Overdraft against Deposit: Overdraft against fixed deposits offers you the liquidity without compromising on the returns on your fixed deposits. An overdraft is a current account that allows you to overdraw up to a pre-arranged limit, for personal and business use.